Automated scalable identity-proofing and authentication process
AssigneeVercrio, Inc.
InventorAnthony Rajakumar
Life of this patent
Estimating the term…
Abstract
An automated process is disclosed for improving the functionality of computer systems and electronic commerce in user identity-proofing. Steps include verifying that a user who is electronically seeking identity proofing is on an electronic directory of persons eligible for such identity proofing; creating an attest list for the user that includes associates who can vouch for his or her identity; collecting a video or other data from the user; sending the video or data to the associates and asking them for a confirmation or a disavowal of the identity of the user; deriving a biometric from the video or data upon receiving the confirmation; and saving the biometric as an identity-proofed biometric.
Claims19
A process for identity proofing a user in an organization, the process comprising:
- acquiring data from a mobile device associated with the user, the data used for verifying an identity of the user;
- creating an attest list for the user, the attest list comprising one or more associates of the user that can confirm the identity of the user when viewing a video of the user, wherein creating the attest list comprises identifying persons to verify the identity of the user from a directory of the organization who have been approved to confirm the identity of the user by another person within the organization;
- presenting the video of the user to the one or more associates on the attest list for confirmation of the identity of the user;
- obtaining confirmation of the identity of the user from the one or more associates based on reviewing the video of the user;
- generating an identifying indicator for the user based on the confirmation of the identity of the user from the one or more associates;
- storing the identifying indicator for the user with the attest list comprising the one or more associates that confirmed the identity of the user and
- marking the identifying indicator as untrusted when an associate on the attest list that confirmed the identity of the user is marked as untrusted.
A process for identity proofing a user in an organization, the process comprising:
- acquiring data from a mobile device associated with the user, the data used for verifying an identity of the user;
- creating an attest list for the user, the attest list comprising one or more associates of the user that can confirm the identity of the user when viewing a video of the user, wherein creating the attest list comprises identifying persons to verify the identity of the user from a directory of the organization who have been approved to confirm the identity of the user by another person within the organization;
- presenting the video of the user to the one or more associates on the attest list for confirmation of the identity of the user;
- obtaining confirmation of the identity of the user from the one or more associates based on reviewing the video of the user;
- generating an identifying indicator for the user based on the confirmation of the identity of the user from the one or more associates;
- storing the video with the identifying indicator for the user
- in response to the one or more associates confirming the identity of the user in the video and
- providing an administrator with capability to review the video and with a capability to change the confirmation of the identity of the user.
A process for identity proofing a user in an organization, the process comprising:
- acquiring data from a mobile device associated with the user, the data used for verifying an identity of the user;
- creating an attest list for the user, the attest list comprising one or more associates of the user that can confirm the identity of the user when viewing a video of the user, wherein creating the attest list comprises identifying persons who have been approved to confirm the identity of the user by another person within the organization;
- presenting the video of the user to the one or more associates on the attest list for confirmation of the identity of the user;
- obtaining confirmation of the identity of the user from the one or more associates based on reviewing the video of the user;
- generating an identifying indicator for the user based on the confirmation of the identity of the user from the one or more associates;
- storing the identifying indicator for the user with the attest list comprising the one or more associates that confirmed the identity of the user;
- marking the identifying indicator as untrusted when an approval to confirm the identity of the user is revoked for an associate on the attest list that confirmed the identity of the user
- marking the identifying indicator as untrusted when an approval to confirm the identity of the user is revoked for an associate on the attest list that confirmed the identity of the user.
Dependencies are inferred from the claim text.