Systems and computer-implemented processes for analyzing and determining the value of switching accounts

A customer account switching valuation method, comprising:

• receiving, via a user interface, a response to an offer to switch an existing account of a customer to a new account;
• collecting, based on the response, account information relating to the existing account, the account information being collected by running a scraping engine configured to retrieve account data for the existing account from a remote computer system associated with an existing financial account provider;
• parsing the account data into categories to obtain categorized account data, wherein parsing comprising comparing a transaction code for a transaction in the account data against a stored set of transaction codes and performing assessments of the categorized account data gathered over a predetermined period of time to determine a transaction type;
• estimating an amount of time to complete the switch from the existing account to the new account based on amounts of time previously used by other customers to switch accounts;
• analyzing the categorized account data to determine a value representing savings to the customer for switching from the existing account to the new account, wherein analyzing comprises comparing an existing account parameter of the existing account to a new account parameter of the new account received from a system that generates new account parameters;
• generating, on the user interface, a selection button, wherein activation of the selection button by a customer triggers the switch of the transaction to the new account;
• determining, based on the analysis of the account data relating to the existing account, a representation of a quantity comprising at least one of the value representing the savings to the customer for switching from the existing account to the new account or the estimated amount of time to complete the switch from the existing account to the new account;
• dynamically adjusting content presented in the user interface based on a confidence level of the representation, the confidence level being based on how the representation of the quantity was calculated, the dynamically adjusted content comprising at least one of updated user interface color codes or adjusted confidence level indicators;
• configuring, based on the analysis of the account data relating to the existing account, the transaction for the new account, the configuring comprising automatically switching the transaction to the new account;
• determining a completion status and a necessity of user involvement in switching activity by executing software to monitor the completion status of execution of the automatic switching of the transaction to the new account;
• generating a status bar reflecting progress of the triggered transaction switch, the status bar including graphical content representing the completion status of the-necessity of user involvement in switching activity;
• generating, in response to the customer selecting the status bar, a first option providing access to electronic documentation confirming the completion status of each transaction switch;
• displaying on the user interface an alert indicating a potential problem with the triggered transaction switch, the displayed alert being based on:
• alert settings configured in the existing account of the customer;
• and
• the account information of the existing account;
• and
• generating, on the user interface, a second option to perform a transaction switch back service that, when selected, reverses the triggered transaction switch by switching back the transaction from the new account to the existing account.

A non-transitory computer-readable storage medium storing processor-readable instructions, which when executed by a processor, effectuate operations comprising:

• receiving, via a user interface, a response to an offer to switch an existing account of a customer to a new account;
• collecting, based on the response, account information relating to the existing account, the account information being collected by running a scraping engine configured to retrieve account data for the existing account from a remote computer system associated with an existing financial account provider;
• parsing the account data into categories to obtain categorized account data, wherein parsing comprising comparing a transaction code for a transaction in the account data against a stored set of transaction codes and performing assessments of the categorized account data gathered over a predetermined period of time to determine a transaction type;
• estimating an amount of time to complete the switch from the existing account to the new account based on amounts of time previously used by other customers to switch accounts;
• analyzing the categorized account data to determine a value representing savings to the customer for switching from the existing account to the new account, wherein analyzing comprises comparing an existing account parameter of the existing account to a new account parameter of the new account received from a system that generates new account parameters;
• generating, on the user interface, a selection button, wherein activation of the selection button by a customer triggers the switch of the transaction to the new account;
• determining, based on the analysis of the account data relating to the existing account, a representation of a quantity comprising at least one of the value representing the savings to the customer for switching from the existing account to the new account or the estimated amount of time to complete the switch from the existing account to the new account;
• dynamically adjusting content presented in the user interface based on a confidence level of the representation, the confidence level being based on how the representation of the quantity was calculated, the dynamically adjusted content comprising at least one of updated user interface color codes or adjusted confidence level indicators;
• configuring, based on the analysis of the account data relating to the existing account, the transaction for the new account, the configuring comprising automatically switching the transaction to the new account;
• determining a completion status and a necessity of user involvement in switching activity by executing software to monitor the completion status of execution of the automatic switching of the transaction to the new account;
• generating a status bar reflecting progress of the triggered transaction switch, the status bar including graphical content representing the completion status of the-necessity of user involvement in switching activity;
• generating, in response to the customer selecting the status bar, a first option providing access to electronic documentation confirming the completion status of each transaction switch;
• displaying on the user interface an alert indicating a potential problem with the triggered transaction switch, the displayed alert being based on:
• alert settings configured in the customer's existing account;
• and
• the account information of the existing account;
• and
• generating, on the user interface, a second option to perform a transaction switch back service that, when selected, reverses the triggered transaction switch by switching back the transaction from the new account to the existing account.