US 10,853,802 B2Granted

Data storage key for secure online transactions

AssigneeuQontrol, Inc.

InventorsChristopher Maus, Brandon Maus

Life of this patent

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Abstract

A secure non-volatile solid state memory data key appears similar to a conventional USB flash drive modified to have a physical shape resembling a door key with an eyelet for attaching the data key to a key ring or lanyard. The data key includes a USB port, a microprocessor (effectively serving as the “chip” in the chip-and-pin configuration), and a secure memory for holding secure transaction information, such as credit and debit card numbers, verified personal identification (federated ID), and other secure data. A biometric sensor (e.g., touch sensor or “capcha”) verifies that a person is in physical possession of the data key before permitting access to the secure memory. The touch sensor may be limited to use by a unique individual person through a biometric reader, such as a finger print reader, where the verification finger print is stored on the key rather than the connected host device.

Claims12

Dependent claims

A data key comprising a microprocessor, a USB plug, a non-volatile solid state memory, a touch sensor or depression sensor, and a non-transitory computer storage medium storing computer-executable instructions comprising an activation time period and computer-executable instructions that when executed by the microprocessor causes the microprocessor to perform the steps of:

receiving user data;
encrypting the user data;
storing the encrypted user data in the non-volatile solid state memory;
in response to receiving the transaction request, activating the touch sensor or depression sensor for the activation time period, receiving a user interaction with the touch sensor or depression sensor, and determining that the user interaction occurred within the activation time period following activation of the touch sensor or depression sensor;
in response to determining that the user interaction occurred within the activation time period, communicating transaction data associated with the user data to a transaction device according to a format of the transaction device, and deactivating the touch sensor or depression sensor.

2 more elements

Dependencies are inferred from the claim text.

Facts

Application: 14/596,089Filed 13 Jan 2015 · us provisional application
Priority: 13 Jan 2014
Published: US 2015/0199684 A116 Jul 2015
Granted: 1 Dec 2020
Term ends: Not estimatedThe source records don’t support an estimate.

Classification13 codes

G06Q 20/3829
Insuring higher security of transaction: involving key management
G06F 21/34
User authentication: involving the use of external additional devices, e.g. dongles or smart cards
G06F 21/78
Protecting specific internal or peripheral components, in which the protection of a component leads to protection of the entire computer: to…
G06Q 20/382
Payment protocols; Details thereof: insuring higher security of transaction