Automated application workflows based on signal detection

A system comprising:

• at least one processor;
• and
• a memory communicatively coupled to the at least one processor, the memory storing instructions which, when executed by the at least one processor, cause the at least one processor to perform operations comprising:
• receiving, through a transceiver component of a user device associated with a user of a physical payment card, a signal from a chip in a physical payment card, wherein the signal that includes a card identifier (ID) of the payment card, wherein:
• the signal is transmitted from a radio-frequency transmitter included in the payment card, or
• the signal is transmitted from a near field communication (NFC) transmitter included in the payment card;
• determining the card ID from the signal;
• verifying that the physical payment card and the user device are associated with the user;
• receiving a status of the payment card corresponding to the card ID;
• based at least partly on the status of the payment card, presenting a workflow in an executing application;
• and
• responsive to the status of the payment card being currently inactive:
• presenting a card activation workflow, wherein use of the card activation workflow causes the status of the payment card to transition from inactive to active.

One or more non-transitory computer-readable media storing instructions which, when executed by at least one processor, cause the at least one processor to perform operations comprising:

• receiving, through a transceiver component of a user device, a signal from a chip in a physical payment card, wherein the signal that includes a card identifier (ID) of the payment card;
• determining the card ID from the signal;
• verifying that the card ID and the user device are associated with the user;
• receiving a status of the payment card corresponding to the card ID;
• after the verifying and based at least partly on the status of the payment card, presenting a workflow in an application executing on the user device;
• and
• responsive to the status of the payment card being currently inactive:
• presenting a card activation workflow, wherein use of the card activation workflow causes the status of the payment card to transition from inactive to active.