System and method for mobile pay
AssigneeVisa International Service Association
InventorsSheng Wang, Hangqi Zhao, Shizhe Ma, Chiranjeet Chetia, Shubham Agrawal
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Abstract
Provided herein is a computer-implemented method for settling an outstanding invoice issued by a payee, including the steps of capturing a digital image of an invoice issued by a payee to a payor, processing the digital image to identify invoice data and a network location associated with the payee, automatically establishing communication with the network location identified in the digital image, and automatically inputting payment information into one or more fields of the webpage at the network location.
Claims21
A computer-implemented method for settling an outstanding invoice issued by a payee, comprising:
- capturing, with at least one processor and via an image capture device of a mobile device associated with a payor, a digital image of an invoice issued by a payee to the payor;
- processing, with at least one processor, the digital image to identify in the digital image:
- (i) invoice data and (ii) a network location associated with the payee;
- automatically establishing, with at least one processor, communication with the network location identified in the digital image, the network location comprising a bill-pay website;
- and
- automatically inputting, with at least one processor, payment information into a plurality of fields of the bill-pay website, the payment information comprising at least a portion of the invoice data and an account identifier associated with the payor.
A system for settling an outstanding invoice issued by a payee, comprising:
- at least one image capture device;
- and
- at least one processor in communication with the at least one image capture device, the at least one processor programmed or configured to:
- capture, with the at least one image capture device, a digital image of an invoice issued by a payee to a payor;
- process the digital image to identify in the digital image:
- (i) invoice data and (ii) a network location associated with the payee;
- automatically establish communication with the network location identified in the digital image, the network location comprising a bill-pay website;
- and
- automatically input payment information into one or more fields of the bill-pay website, the payment information comprising the invoice data and an account identifier associated with the payor.
A computer program product for settling an outstanding invoice issued by a payee, comprising at least one non-transitory computer-readable medium including program instructions that, when executed by at least one processor, cause the at least one processor to:
- capture, via at least one image capture device, a digital image of an invoice issued by a payee to a payor;
- process the digital image to identify in the digital image:
- (i) invoice data and (ii) a network location associated with the payee;
- automatically establish communication with the network location identified in the digital image, the network location being a bill-pay website;
- and
- automatically input payment information into one or more fields of the bill-pay website, the payment information including the invoice data and an account identifier associated with the payor.
Dependencies are inferred from the claim text.