Systems and methods for managing and processing vehicle operator accounts based on vehicle operation data

An electronic device associated with a vehicle for processing driver accounts associated with detected driver events in the vehicle, comprising:

• a communication interface for collecting data;
• a memory storing non-transitory computer executable instructions included in an application;
• and
• a particularly programmed processor interfaced with the communication interface, wherein the processor executes the application to cause the processor to:
• facilitate a login of a driver with a vehicle manager entity associated with a vehicle, the login resulting in a temporary association of the driver with the vehicle for a trip, wherein the driver has a cumulative driver rating reflective of at least one prior performance by the driver during at least one prior temporary association with the vehicle;
• after facilitating the login, track, via the communication interface, operation of the vehicle by the driver during the trip, the tracking facilitated by a set of sensors and resulting in a set of vehicle operation data;
• detect a logout of the driver with the vehicle manager entity, the logout reflective of a conclusion of (i) the operation of the vehicle by the driver, and (ii) the temporary association of the driver with the vehicle;
• responsive to detecting the logout, analyze the set of vehicle operation data to calculate, for the driver, a quantitative driving score associated with the operation of the vehicle;
• adjust the cumulative driver rating for the driver to reflect the quantitative driving score, wherein the cumulative driver rating that was adjusted at least meets a threshold rating;
• and
• determine that the driver qualifies for a reward when the cumulative driver rating has maintained at least the threshold rating over a course of the temporary association and the at least one prior temporary association.