# US 10,769,617 B2 · Using a mobile device in a commercial transaction > Agents: this data is available as JSON from the patentgrep API and MCP server — see https://patentgrep.com/llms.txt - Number: US 10,769,617 B2 - Document ID: US10769617B2 - Status: Granted - Kind: B2 - Application number: 16/579,900 - Filed: 2019-09-24 - Published: 2020-01-16 - Granted: 2020-09-08 - Earliest claimed: 2011-11-17 - Applicants: Abdolreza Behjat - Inventors: Abdolreza Behjat - Web page: https://patentgrep.com/patent/US10769617B2 ## CPC - G06Q 20/3274: {using a pictured code, e.g. barcode or QR-code, being displayed on the M-device} - G06Q 20/326: {Payment applications installed on the mobile devices} - G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR ## Abstract A first device may be used to complete a transaction by receiving information for completing a transaction between a first entity associated with the first device and a second entity associated with a second device, causing a payment to be made to the second entity by communicating with a third device via a communications network, receiving an encrypted payment confirmation from the third device, and providing the encrypted payment confirmation to the second device, thereby completing the transaction. ## Claims ### Claim 1 A method comprising: receiving, with a first device, information for completing a transaction between a first entity associated with the first device and a second entity associated with a second device; the first device causing a payment to be made to the second entity by communicating with a third device; the first device receiving a payment confirmation from the third device; and the first device providing the payment confirmation to the second device, thereby completing the transaction. ### Claim 2 (depends on 1) The method of claim 1 comprising the first device communicating via a secured network. ### Claim 3 (depends on 1) The method of claim 1 comprising the first device communicating via an unsecured network. ### Claim 4 (depends on 1) The method of claim 1 comprising the second device functioning without being connected to a network. ### Claim 5 (depends on 1) The method of claim 1 comprising the second device communicating via a secured network. ### Claim 6 (depends on 1) The method of claim 1 comprising the second device communicating via an unsecured network. ### Claim 7 (depends on 1) The method of claim 1 comprising the third device communicating via a secured network. ### Claim 8 (depends on 1) The method of claim 1 comprising the third device communicating via an unsecured network. ### Claim 9 (depends on 1) The apparatus of claim 1 wherein the first device communicates via a secured network. ### Claim 10 (depends on 1) The apparatus of claim 1 wherein the first device communicates via an unsecured network. ### Claim 11 (depends on 1) The apparatus of claim 1 wherein the second device functions without being connected to a network. ### Claim 12 (depends on 1) The apparatus of claim 1 wherein the second device communicates via a secured network. ### Claim 13 (depends on 1) The apparatus of claim 1 wherein the second device communicates via an unsecured network. ### Claim 14 (depends on 1) The apparatus of claim 1 wherein the third device communicates via a secured network. ### Claim 15 (depends on 1) The apparatus of claim 1 wherein the third device communicates via an unsecured network. ### Claim 16 (depends on 1) The method of claim 1 comprising loading an application on the first device for receiving the information for completing the transaction, causing the payment to be made, and providing the payment confirmation to the second device, thereby completing the transaction. ### Claim 17 (depends on 1) The method of claim 1 comprising loading an application on the second device for providing the information for completing the transaction to the first device and receiving the payment confirmation. ### Claim 18 An apparatus comprising: a first device that receives information for completing a transaction between a first entity associated with the first device and a second entity associated with a second device, wherein the first device causes a payment to be made to the second entity by communicating with a third device, and wherein the first device receives a payment confirmation from the third device, and wherein the first device provides the payment confirmation to the second device, thereby completing the transaction. ### Claim 19 (depends on 18) The apparatus of claim 18 comprising an application loaded on the first device for receiving the information for completing the transaction, causing the payment to be made, and providing the payment confirmation to the second device, thereby completing the transaction. ### Claim 20 (depends on 18) The apparatus of claim 18 comprising an application loaded on the second device for providing the information for completing the transaction to the first device and receiving the payment confirmation. ### Claim 21 A method comprising: receiving, with a first device, information for completing a transaction between a first entity associated with the first device and a second entity associated with a second device; the first device causing a payment to be made to the second entity by communicating with a third device; the third device providing payment confirmations separately to the first device and the second device. ### Claim 22 An apparatus comprising: a first device that receives information for completing a transaction between a first entity associated with the first device and a second entity associated with a second device, wherein the first device causes a payment to be made to the second entity by communicating with a third device, and wherein the first device receives a payment confirmation from the third device, and wherein the third device provides independent payment confirmation to the second device, thereby completing the transaction. ### Claim 23 (depends on 22) The apparatus of claim 22 wherein the information for completing the transaction is provided via an optical symbol that is scanned by the first device. ### Claim 24 (depends on 22) The apparatus of claim 22 wherein the information for completing the transaction is provided via a message that is received by the first device. ### Claim 25 (depends on 22) The apparatus of claim 22 wherein the information for completing the transaction is provided via a website. ### Claim 26 (depends on 22) The apparatus of claim 22 wherein the second device receives the payment confirmation from the third device.