Management of payroll lending within an enterprise system

An apparatus comprising:

• a first processor implementing a resource;
• and
• a second processor implementing a proxy server in communication with the resource, wherein the proxy server automatically discovers authorization application programming interfaces for connected resources, dynamically builds a profile for a user for the connected resources, and automatically performs a profile-based authorization of the user for access on behalf of the connected resources by:
• receiving a request that includes a context resource identifier from a client;
• controlling access to the resource associated with an interface that is referenced by the context resource identifier using a dynamic profile that is dynamically built for the user of the client based on a plurality of resource profiles received from a plurality of interfaces in communication with the proxy server;
• and
• sending a response generated by the resource to the client in which the response includes a payroll credit score for an entity that is based on a current financial state of the entity;
• and
• wherein controlled access to the resource using the context resource identifier and the dynamic profile improves speed of access to the resource in an enterprise system.

A computing device comprising:

• one or more processors;
• and
• a non-transitory, computer-readable medium storing programming instructions executable by the one or more processors to implement a proxy server that automatically discovers authorization application programming interfaces for connected resources, automatically builds a user profile for a user of the connected resources, and automatically authorizes the user for access on behalf of the connected resources by:
• receiving a request that includes a context resource identifier from a client;
• controlling access to a resource associated with an interface that is referenced by the context resource identifier using the user profile that is dynamically built for the user of the client based on a plurality of resource profiles received from a plurality of interfaces in communication with the proxy server;
• and
• sending a response generated by the resource to the client, wherein:
• the resource is different than the proxy server;
• the response includes a payroll credit score for an entity that is:
• based on a current financial state of the entity;
• and
• related to payroll;
• and
• controlled access to the resource using the context resource identifier and the user profile improves speed of access to the resource in an enterprise system as compared to not controlling access using the context resource identifier and the user profile.