Providing an alert to a cardholder
AssigneeCapital One Services, LLC
InventorsShena Yoshida, Christopher Ribetti
Life of this patent
Estimating the term…
Abstract
Example methods and systems describe transaction cards with one or more light sources to provide a status of a transaction to a cardholder. For example, a transaction card may determine whether a transaction is a duplicate of a prior transaction, and, if the transaction card determines that the transaction is a duplicate of a prior transaction, the transaction card may provide an alert to the cardholder that indicates that the cardholder has been charged twice for a single transaction.
Claims26
A computer-implemented method comprising:
- confirming, by a transaction card, completion of a first transaction;
- causing, by the transaction card, a first visual indicator to be presented after confirming completion of the first transaction, wherein the first visual indicator comprises illuminating one or more light emitting diodes (LEDs) on the transaction card a first color;
- comparing the first transaction to a plurality of transactions stored in a memory of the transaction card;
- determining, by the transaction card, that the first transaction is a duplicate of at least one prior transaction based on a determination that the first transaction and at least one of the plurality of transactions stored in the memory of the transaction card were for a same merchant, a same amount, and a same authorization code;
- and
- causing, by the transaction card, a second visual indicator to be presented based on a determination that the first transaction is a duplicate of at least one prior transaction, wherein causing the second visual indicator comprises illuminating the one or more LEDs on the transaction card a second color.
A transaction card comprising:
- one or more processors;
- one or more light emitting diodes (LEDs);
- and
- memory storing instructions that, when executed by the one or more processors, cause the transaction card to:
- confirm completion of a first transaction;
- cause a first visual indicator to be presented after confirming completion of the first transaction, wherein the first visual indicator comprises illuminating the one or more light emitting diodes (LEDs) on the transaction card a first color;
- compare the first transaction to a plurality of transactions;
- determine that the first transaction is a duplicate of at least one prior transaction based on a determination that the first transaction and at least one of the plurality of transactions stored in the memory of the transaction card were for a same merchant, a same amount, and a same authorization code;
- and
- cause a second visual indicator to be presented based on a determination that the first transaction is a duplicate of at least one prior transaction, wherein causing the second visual indicator comprises illuminating the one or more LEDs on the transaction card a second color.
One or more non-transitory media storing instructions that, when executed by one or more processors, perform steps comprising:
- confirming completion of a first transaction;
- causing a first visual indicator to be presented after confirming completion of the first transaction, wherein the first visual indicator comprises illuminating one or more light emitting diodes (LEDs) on a transaction card a first color;
- comparing the first transaction to a plurality of transactions stored in a memory;
- determining that the first transaction is a duplicate of at least one prior transaction based on a determination that the first transaction and at least one of the plurality of transactions stored in the memory of the transaction card were for a same merchant, a same amount, and a same authorization code;
- and
- causing a second visual indicator to be presented based on a determination that the first transaction is a duplicate of at least one prior transaction, wherein causing the second visual indicator comprises illuminating the one or more LEDs on the transaction card a second color.
Dependencies are inferred from the claim text.