Providing payment account information associated with a digital wallet account to a user at a merchant point of sale device

A computer-implemented method to receive account information at point of sale computing devices, comprising:

• by a point of sale computing device associated with a merchant computing system;
• receiving an input of a request to process a transaction and an input of identification information of a user;
• transmitting, to an account management computing system associated with a digital wallet account of the user, the user identification information and a request for account information associated with the digital wallet account of the user;
• receiving, from the account management computing system, one or more account options associated with the digital wallet account of the user;
• displaying for each of the one or more payment account options, a respective visual element associated with the payment account option via a graphical user interface;
• receiving a selection of a particular visual element corresponding to a particular account option from the one or more displayed visual elements;
• transmitting, to the account management computing system, the selection of the particular visual element associated with the corresponding particular account option;
• receiving, from the account management computing system, a virtual token associated with the particular account option;
• and
• communicating, to an issuer computing system associated with the particular account option, a transaction authorization request and the virtual token to process a transaction, the issuer system identifying an account number associated with the virtual token.

A computer program product to provide account information to point of sale computing devices, comprising:

• a non-transitory computer-readable medium having computer-readable program instructions embodied thereon that when executed by an account management computing system cause the account management computing system to:
• receive, from a point of sale computing device associated with a merchant computing system, identification information associated with a user and a request for account information associated with a digital wallet account of the user;
• transmit, to the point of sale computing device, one or more account options for presentation by the point of sale computing device;
• receive, from the point of sale computing device, an indication of a selection at the computing device of a particular account option from the one or more transmitted account options;
• generate a token comprising a virtual number based at least part on the account information associated with the selected account option;
• and
• transmit the token to the point of sale computing device, the point of sale computing device processing a payment transaction by communicating the virtual number to an issuer system associated with the selected account option, the issuer system identifying an account number associated with the virtual number.

A computer program product to receive account information at point of sale computing devices, comprising:

• a non-transitory computer-readable medium having computer-readable program instructions embodied thereon that when executed by a point of sale computing device cause the point of sale computing device to:
• receive an input of a request to process a transaction using account information from a digital wallet account of a user and user identification information;
• transmit, to an account management computing system associated with the digital wallet account of the user, the user identification information and a request for account information associated with the digital wallet account of the user;
• receive, from the account management computing system, one or more account options associated with the digital wallet account of the user;
• display, for each of the one or more account options, a respective visual element associated with the account option via a graphical user interface;
• receive an indication of a selection of a particular visual element corresponding to a particular account option from the one or more displayed visual elements;
• transmit, to the account management computing system, the indication of the selection of the particular visual element corresponding to the particular account option;
• receive, from the account management computing system, a virtual token associated with the particular account option;
• and
• communicate, to an issuer computing system associated with the particular account option, a transaction authorization request and the virtual token to process a transaction, the issuer system identifying an account number associated with the virtual token.

A system to provide account information to point of sale computing devices, comprising:

• a storage device;
• and
• a processor communicatively coupled to the storage device, wherein the processor executes application code instructions that are stored in the storage device to cause the system to:
• receive, from a point of sale computing device, identification information associated with a user and a request for account information associated with a digital wallet account of the user;
• transmit, to the point of sale computing device, one or more account options for presentation by the point of sale computing device;
• receive, from the point of sale computing device, an indication of a selection at the point of sale computing device of a particular account option from the one or more transmitted account options;
• generate a token comprising a virtual number based on the account information associated with the selected account option;
• and
• transmit the token to the point of sale computing device, the point of sale computing device processing a transaction by communicating the virtual number to an issuer system associated with the selected account option, the issuer system identifying an account number associated with the virtual number.

A system to receive account information at point of sale computing devices, comprising:

• a point of sale computing device comprising a graphical user interface, a storage device, and a processor communicatively coupled to the storage device, wherein the processor executes application code instructions that are stored in the storage device to cause the point of sale computing device to:
• receive, via the graphical user interface, an input of a request to process a transaction using account information from a digital wallet account of a user and user identification information;
• transmit, to an account management computing system associated with the digital wallet account of the user, the user identification information and a request for account information associated with the digital wallet account;
• receive, from the account management computing system, one or more account options associated with the digital wallet account of the user;
• display, via the graphical user interface, one or more visual elements associated with the one or more account options;
• receive, via the graphical user interface, an indication of a selection of a particular visual element associated with a particular account option from the one or more visual elements;
• transmit, to the account management computing system, the indication of the selection of the particular visual element;
• receive, from the account management computing system, a virtual token associated with the particular account option;
• and
• communicate, to an issuer computing system associated with the particular account option, a transaction authorization request and the virtual token to process a transaction, the issuer system identifying an account number associated with the virtual token.