Liquid crystal display panel and display device

A liquid crystal display panel, comprising:

• an array substrate;
• an opposite substrate arranged opposite to the array substrate;
• a driver circuit;
• a common electrode layer on a side of the opposite substrate facing the array substrate;
• and
• a liquid crystal layer located between the opposite substrate and the array substrate, wherein
• the array substrate further comprising:
• a display area;
• a non-display area;
• a signal line in the display area;
• and
• a switchover terminal in the non-display area to connect the driver circuit with the signal line, wherein the switchover terminal comprising:
• a first connection terminal electrically connected with the driver circuit;
• a second connection terminal electrically connected with the signal line;
• and
• an electrically-conductive layer covering the first connection terminal and the second connection terminal, wherein
• the electrically-conductive layer is insulated from the common electrode layer;
• wherein an insulation layer is between the electrically-conductive layer and the common electrode layer, an orthographic projection of the insulation layer onto the array substrate covers an orthographic projection of the electrically-conductive layer onto the array substrate, and a resistivity of the insulation layer is higher than a resistivity of the liquid crystal layer.