Method and system for authenticating an individual's geo-location via a communication network and applications using the same

A method for authenticating an individual via a communication network comprising the steps of:

• a) providing the individual with a smartphone having a Global Positioning System (GPS) receiving unit associated with the communications network;
• b) providing the individual with a biometric user identification technology coupled to the smartphone;
• c) obtaining via the communications network the geo-location of the smartphone utilizing the GPS receiving unit;
• d) identifying the individual with the biometric user identification technology by obtaining biometric characteristics that are unique to each human via the communications network;
• and
• e) authenticating the individual via the communications network for at least one of:
• i) interaction of the individual with at least one Internet-Of Things device;
• ii) interaction of the individual with at least one financial services application;
• iii) access to at least one application of the smartphone of the individual;
• iv) verification of user presence in defined geographic areas for the individual;
• v) verification of no user presence in defined restricted areas for the individual;
• and
• vi) verification of the individual for at least one application use of the smartphone by the individual in a known geographic location,
• the method further including the step of cross-checking the individual's geo-location with location based check-in data from location based platforms to further validate as proof-of-presence for the geo-location at a certain location.