Systems and methods for client-side management of recurring payment transactions

A computer-implemented method for client-side management of recurring electronic transactions, comprising:

• receiving, at an acquirer processor, registration messages from merchant systems, the registration messages registering merchants associated with the merchant systems into a recurring electronic transaction computing platform;
• generating, at the acquirer processor, computer-executable instructions which, when executed by one or more processors of a consumer computing device, cause a graphical user interface to be displayed within an application executing on the consumer computing device;
• transmitting, by the acquirer processor, the computer-executable instructions to the consumer computing device;
• determining, at the acquirer processor, a list of merchants available for processing recurring electronic transactions based on the registration messages, the recurring electronic transactions being initiated by a consumer through interaction with the graphical user interface;
• transmitting, by the acquirer processor, the list of merchants to the application executing on the consumer computing device;
• receiving, at the acquirer processor, a selection of a merchant among the list of merchants and a selection of a merchant category code (MCC) from the consumer computing device, the selections being made by the consumer through interaction with the graphical user interface;
• receiving, at the acquirer processor, transaction data directly from the consumer computing device independent of the merchant systems, wherein the transaction data comprises a merchant identifier, the MCC, a transaction amount, a recurring transaction schedule, and a transaction account number;
• and
• communicating with an issuer processor associated with the transaction account number to seek transaction authorization for the received transaction data.