Insurance underwriting and re-underwriting implementing unmanned aerial vehicles (UAVs)

A system for underwriting insurance based upon drone data comprising:

• one or more unmanned aerial vehicles communicatively coupled to one or more sensors including at least one of a soil sample extractor, a wood sample extractor, a spectrometer, a heat sensor, an ultrasonic sensor, an image sensor, or a volumetric moisture content sensor, the one or more unmanned aerial vehicles configured to capture drone data including:
• navigate to an area surrounding an asset insured or potentially insured by an insurance provider via an insurance policy;
• collect samples of data;
• analyze the samples of data;
• and
• store the samples of data as the drone data,
• wherein the drone data corresponds to the insured or potentially insured asset;
• one or more processors;
• a communication network;
• a non-transitory computer-readable memory coupled to the one or more processors, and the communication network, and storing thereon instructions that, when executed by the one or more processors, cause the system to:
• receive, via the communication network, the drone data captured by the one or more sensors communicatively coupled to the one or more unmanned aerial vehicles;
• analyze the drone data corresponding to the insured or potentially insured asset to determine one or more risk elements associated with the insured or potentially insured asset;
• and
• generate insurance policy data for the insurance policy corresponding to the insured or potentially insured asset based upon the one or more risk elements to facilitate performing an accurate and efficient underwriting or re-underwriting process using data collected by the one or more unmanned aerial vehicles.