System and method for evaluating requests

A computer-implemented method efficiently auditing purchase transactions by performing the auditing in real-time or near real-time responsive to the purchase transaction being requested, the computer-implemented method comprising:

• receiving, by an evaluation computer comprising one or more processors from a merchant computer associated with a merchant, an electronic product request comprising a plurality of fields, each field configured to receive data, the request comprising a merchant identifier identifying the merchant, a product identifier identifying a product from the merchant, and a plurality of party identifier data identifying a party;
• parsing, by the evaluation computer, the plurality of fields in the electronic product request to identify the merchant identifier in one of the plurality of fields;
• determining, by the evaluation computer and based on the merchant identifier, a first set of audit parameters and a second audit parameter to examine the electronic product request;
• parsing, by the evaluation computer, the plurality of fields in the electronic product request to identify at least a portion of the plurality of the party identifier data based on the first set of audit parameters;
• comparing, by the evaluation computer, the at least the portion of the party identifier data to a plurality of historical records to identify at least one prior record for the party;
• identifying, by the evaluation computer, a date for a first product in the at least one prior record;
• comparing, by the evaluation computer, the date to the second audit parameter to determine if the date violates the second audit parameter;
• and
• if the date violates the second audit parameter, generating, by the evaluation computer, an alert notification and providing the alert notification to the merchant in real-time or near real-time responsive to the electronic product request.

A non-transitory computer-readable medium for efficiently auditing purchase transactions by performing the auditing in real-time or near real-time responsive to the purchase transaction being requested, the transitory computer-readable medium comprising computer-executable instructions that, when executed by one or more processors, configure the one or more processors to perform operations comprising:

• receive an electronic product request comprising a plurality of fields, each field configured to receive data, the request comprising a merchant identifier identifying a merchant, a product identifier identifying a product from the merchant, and a plurality of party identifier data identifying a party;
• parse the plurality of fields in the electronic product request to identify the merchant identifier in one of the plurality of fields;
• determine, based on the merchant identifier, a first set of audit parameters and a second audit parameter to examine the electronic product request;
• parse the plurality of fields in the electronic product request to identify at least a portion of the plurality of the party identifier data based on the first set of audit parameters;
• compare the at least the portion of the party identifier data to a plurality of historical records to identify at least one prior record for the party;
• identify a date for a first product in the at least one prior record;
• compare the date to the second audit parameter to determine if the date violates the second audit parameter;
• and
• if the date violates the second audit parameter, generate an alert notification and provide the alert notification to the merchant in real-time or near real-time responsive to the electronic product request.