Customer verification
AssigneeNCR Corporation
InventorJonathan Black
Life of this patent
Estimating the term…
Abstract
A method and apparatus are disclosed for identifying a user. The method includes the steps of determining at least one biometric parameter associated with a user at a terminal, determining a plurality of active users associated with the terminal and comparing the determined biometric parameter with corresponding biometric parameters of the active users.
Claims13
A method, for conducting a pre-staged transaction using a machine, the machine configured to perform the method, the method including operations comprising:
- determining at least one biometric parameter of a user by scanning the user with a biometric reader device of the machine;
- retrieving, from a data store of the machine, a list of a plurality of active users associated with the machine;
- determining, using logic of the machine, said plurality of active users by determining a plurality of potential users of the machine, said potential users being located in a region associated with the machine;
- and
- comparing using the logic of the machine, the at least one biometric parameter with corresponding biometric parameters of the plurality of active users;
- determining, using the logic of the machine, the pre-staged transaction associated with the user based on results of the comparison;
- modifying a user interface displayed on a display of the machine to present information related to the pre-staged transaction;
- and
- conducting the pre-staged transaction using the logic of the machine based on the results of the comparison;
- wherein the pre-staged transaction is determined and conducted using the user interface and the machine without using a physical token or a personal identification number (PIN).
A server for communicating with a machine that selectively executes transactions, wherein the server is operable to:
- receive, at the server, at least one biometric parameter associated with a user at the machine, wherein the at least one biometric parameter is determined from a scan of the user by a biometric reader device of the machine;
- retrieve, from a data store of the server, a list of a plurality of active users associated with the machine;
- determine, using a logic of the server, the plurality of active users associated with the machine by selecting a table of active users associated with the machine from a plurality of tables of active users stored in the data store at the server and associated with a corresponding plurality of machines that selectively communicate with the server;
- compare, using the logic of the server, the at least one biometric parameter to biometric parameters corresponding to the plurality of active users, the biometric parameters stored in the data store of the server;
- determine, using the logic of the server;
- a pre-staged transaction associated with the user based on results of the comparison;
- and
- send a modified user interface to the machine for display on a display of the machine, the modified user interface including information related to the pre-staged transaction;
- and
- wherein the pre-staged transaction is determined and conducted using the user interface and the machine without using a physical token or a personal identification number (PIN).
At least one non-transitory machine readable medium, including instructions for conducting a pre-staged transaction using a machine, the instructions causing the machine to perform operations to:
- determine at least one biometric parameter of a user by scanning the user with a biometric reader device of the machine;
- retrieve, from a data store of the machine, a list of a plurality of active users associated with the machine;
- determine, using a logic of the machine, said plurality of active users by determining a plurality of potential users of the machine, said potential users being located in a region associated with the machine;
- compare the at least one biometric parameter with corresponding biometric parameters of the plurality of active users;
- determine that the pre-staged transaction is associated with the user based on results of the comparison;
- modify a user interface displayed on a display of the machine to present information related to the pre-staged transaction;
- conduct the pre-staged transaction based on the results of the comparison;
- and
- wherein the pre-staged transaction is determined and conducted using the user interface and the machine without using a physical token or a personal identification number (PIN).
Dependencies are inferred from the claim text.