Method and apparatus for conducting secure financial and informational transactions via portable smart devices

A computer implemented method for authorizing a computer system to conduct a transaction between a user and a third party, comprising:

• providing at least two independent smart devices, wherein said devices are simultaneously accessible by a user;
• independently and simultaneously connecting each of said devices to a common account server by a secure connection between each device and said account server;
• responsive to said at least two devices substantially simultaneously connecting thereto, said account server generating unique information for exchange between said at least two devices and transmitting said unique information to each of said devices;
• said at least two devices receiving said unique information from said common server;
• said at least two devices exchanging said unique information with each other to establish conclusive, mutual verification of said at least two devices with and to each other, once said at least two devices are connected to said account server;
• said account server confirming conclusive, mutual verification of said at least two devices with and to each other;
• and
• once conclusive, mutual verification of said at least two devices with each other is confirmed, one of said devices communicating with a third-party server to exchange information for conducting a transaction between said user and said third party server.