Systems and methods for exporting auto finance information

A method for providing personalized financing information determinations, comprising:

• providing a real-time Application Programming Interface (API), the API being:
• accessible by a dealership server;
• and
• configured to provide personalized financing information determinations to the dealership server for display via a user interface integrated into a dealership website;
• receiving, from the dealership server via the user interface, a loan request from a buyer, the loan request comprising:
• personal identification information of the buyer;
• personal financial information of the buyer;
• and
• information associated with a plurality of inventory items selected by the buyer from an inventory listing displayed via the dealership website;
• and
• generating, by one or more processors, a plurality of personalized financing information determinations based on the loan request, the determinations:
• comprising prospective financing terms for the items specific to:
• at least one of the inventory items;
• the personal identification information of the buyer;
• and
• the personal financial information of the buyer;
• providing instructions to simultaneously display, via the user interface of the dealership website, the determinations with the inventory items;
• receiving inputs from the buyer, via the user interface, to adjust the prospective financing terms;
• and
• updating the determinations via the real-time API and the user interface, based on the inputs from the buyer.

A buyer system for presenting personalized financing information determinations, comprising:

• interface hardware configured to display a user interface integrated into a dealership website received from a dealership server;
• memory hardware storing instructions;
• and
• processing hardware configured to execute the instructions to perform operations comprising:
• receiving from the dealership server an inventory listing;
• displaying, via the interface hardware and the user interface, the inventory listing, for a buyer to select a plurality of items desired for purchase from the inventory listing;
• receiving, via the interface hardware and via the user interface, a loan request from the buyer, the loan request comprising:
• personal identification information of the buyer;
• personal financial information of the buyer;
• and
• information associated with the plurality of items selected by the buyer;
• and
• providing the loan request to the dealership server, the dealership server providing the loan request to a financial service system via a real-time Application Programming Interface (API) that is accessible by the dealership server, the financial service system being configured to provide personalized financing information determinations to the dealership server;
• receiving, via the interface hardware and from the dealership server, a plurality of personalized financing information determinations based on the loan request, the determinations comprising prospective financing terms specific to:
• at least one of the inventory items,
• the personal identification information of the buyer;
• and
• the personal financial information of the buyer;
• providing instructions to simultaneously display, via the interface hardware and the user interface, the determinations with the inventory items;
• receiving inputs from the buyer, via the interface hardware and the user interface, to adjust the prospective financing terms;
• and
• updating the determinations via the real-time API, the interface hardware, and the user interface, based on the inputs from the buyer.