System and methods for providing financial account information over a network

A non-transitory computer-readable medium including instructions for performing a method, when executed by a processor, for providing messages to a client device attached to a network while the client device is displaying a web page associated with a first web site provided by a web server through the network, the method comprising:

• obtaining a financial account limit and an outstanding balance of a financial account of a user associated with the client device;
• determining that the user is attempting to purchase an item from the first web site using the financial account;
• receiving a cost of the item;
• determining a sum of the cost of the item and the outstanding balance of the financial account exceeds the financial account limit;
• and
• prior to the item being purchased, presenting a message for display along with the web page based on the determination the financial account limit will be exceeded, the message comprising an indication that the item may be purchased from an alternate web site for an amount lower than the cost of the item offered by the first web site, the message further comprising an indication reflecting a new outstanding balance that will be associated with the financial account after the user purchases the item from the alternative web site using the financial account.