Smart transaction card that facilitates use of transaction tokens of transaction cards

A non-transitory computer-readable medium storing instructions, the instructions comprising:

• one or more instructions that, when executed by one or more processors of a smart transaction card, cause the one or more processors to:
• detect an interaction with a transaction terminal,
• the interaction to initiate a transaction between the smart transaction card and the transaction terminal via a first communication interface of the smart transaction card;
• obtain transaction information associated with the transaction at the transaction terminal based on the interaction via the first communication interface,
• the transaction information including a merchant identifier indicating a type of store associated with the transaction;
• provide the transaction information to an electronic wallet device storing a plurality of transaction cards via a second communication interface,
• the second communication interface providing the transaction information via one or more networks,
• the smart transaction card being configured to be inserted into the electronic wallet device to act as a communication interface of the electronic wallet device to facilitate selection of a transaction card, of the plurality of transaction cards,
• the electronic wallet device being physically separate from the smart transaction card, and
• the plurality of transaction cards being physically inserted into the electronic wallet device;
• select one transaction card, of the plurality of transaction cards, based on providing the merchant identifier,
• the one transaction card being selected based upon the one transaction card satisfying a threshold according to a scoring system indicating a highest score relative to other transaction cards of the plurality of transaction cards,
• a score being calculated for each of the plurality of transaction cards based upon the scoring system, and
• the score for each of the plurality of transaction cards being weighted based upon one or more parameters;
• obtain a transaction token based on selection of the one transaction card,
• the transaction token being associated with the one transaction card, and
• provide the transaction token to the transaction terminal associated with the transaction to facilitate processing the transaction.

A method comprising:

• obtaining, via a first communication interface of a smart transaction card, transaction information associated with a transaction at a transaction terminal,
• the transaction information including a merchant identifier indicating a type of store associated with the transaction;
• requesting, via a second communication interface of the smart transaction card, an electronic wallet device storing a plurality of transaction cards to provide a transaction token based on the transaction information,
• the second communication interface providing the transaction information via one or more networks,
• the smart transaction card being configured to be inserted into the electronic wallet device to act as a communication interface of the electronic wallet device to facilitate selection of a transaction card, of the plurality of transaction cards,
• the electronic wallet device being separate from the smart transaction card, and
• the plurality of transaction cards being physically inserted into the electronic wallet device;
• selecting, by the smart transaction card, one transaction card, of the plurality of transaction cards, based on providing the merchant identifier,
• the one the transaction card being selected based upon the one transaction card satisfying a threshold according to a scoring system indicating a highest score relative to other transaction cards of the plurality of transaction cards,
• a score being calculated for each of the plurality of transaction cards based upon the scoring system, and
• the score for each of the plurality of transaction cards being weighted based upon one or more parameters;
• obtaining, by the smart transaction card, the transaction token based on the selection of the one transaction card,
• the transaction token being associated with the one transaction card;
• and
• providing, by the smart transaction card, the transaction token to the transaction terminal associated with the transaction to facilitate processing the transaction.