Apparatus and method for commercial transactions using a communication device
Assignee4361423 Canada Inc.
InventorsTai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
Life of this patent
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Abstract
An apparatus for effecting a commercial transaction with a remote transaction server using a payment device via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information stored on said payment device and a controller for converting the captured information into encrypted information and for transmitting the encrypted information to the communication device. The communication device delivers the encrypted information to the remote transaction server for processing the commercial transaction.
Claims18
An apparatus for effecting a commercial transaction between an input device and a remote transaction server using a communication device, said apparatus comprising:
- an input device for capturing information stored on a payment device;
- a sensor incorporated into said input device for reading said information stored on said payment device;
- a controller coupled to said sensor for converting said information stored on said payment device into a format suitable for transmission to a communication device;
- a communication link for coupling the controller to said communication device for the transmission of said information there between;
- said communication device being further adapted to receive additional transactional information;
- wherein said sensor reads said information stored on said payment device, the controller converts said information read by said sensor into a format suitable for transmission to said communication device and transmits said information via the communication link to said communication device, said communication device converts said information and said additional transactional information into a format suitable for transmission to the remote transaction server for processing said commercial transaction.
A method for effecting a commercial transaction between an input device and a remote transaction server using a communication device, the method comprising the steps of:
- providing an input device for capturing information stored on a payment device;
- a sensor incorporated into said input device for reading said information stored on said payment device;
- a controller coupled to said sensor for converting said information stored on said payment device into a format suitable for transmission to a communication device;
- a communication link for coupling the controller to said communication device for the transmission of said information therebetween;
- said communication device receives additional transactional information;
- wherein said sensor reads said information stored on said payment device, the controller converts said information read by said sensor into a format suitable for transmission to said communication device and transmits said information via the communication link to said communication device, said communication device converts said information and said additional transactional information into a format suitable for transmission to the remote transaction server for processing a commercial transaction.
Dependencies are inferred from the claim text.