Apparatus and method for commercial transactions using a communication device
Assignee4361423 Canada Inc.
InventorsTai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
Life of this patent
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Abstract
An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information from the transaction card and a controller for converting the captured card information into an encrypted audio signal and for transmitting the audio signal to the communication device. The communication device delivers the audio signal to the server for processing the commercial transaction.
Claims16
An apparatus for effecting commercial transactions between an input device and a remote transaction server using a communication device, said apparatus comprising:
- an input device for capturing recorded information from a transaction card;
- a sensor incorporated into said input device for reading said recorded information stored on said transaction card;
- a controller coupled to said sensor for converting the recorded information stored on said transaction card into a format suitable for transmission to a communication device;
- a communication link for coupling the controller to said communication device for the transmission of said recorded information there between;
- said communication device being further adapted to receive additional transactional information directly from a user;
- wherein said sensor reads the recorded information stored on said transaction card, the controller converts said recorded information read by said sensor into a format suitable for transmission to said communication device and transmits said recorded information via the communication link to said communication device, said communication device converts said recorded information and additional transactional information directly from a user into a format suitable for transmission to a remote transaction server for processing a commercial transaction.
A method for effecting commercial transactions between an input device and a remote transaction server using a communication device, the method comprising the steps of:
- providing an input device for capturing recorded information from a transaction card;
- a sensor incorporated into said input device for reading said recorded information stored on said transaction card;
- a controller coupled to said sensor for converting the recorded information stored on said transaction card into a format suitable for transmission to a communication device;
- a communication link for coupling the controller to a communication device for the transmission of said recorded information therebetween;
- said communication device receives additional transactional information directly from a user;
- wherein said sensor reads the recorded information stored on said transaction card, the controller converts said recorded information read by said sensor into a format suitable for transmission to said communication device and transmits said recorded information via the communication link to said communication device, said communication device converts said recorded information and additional transactional information directly from a user into a format suitable for transmission to a remote transaction server for processing a commercial transaction.
Dependencies are inferred from the claim text.