Method and system for performing a commercial transaction by using a short message service terminal
AssigneeInternational Business Machines Corporation
InventorsFrederic Bauchot, Gerard Marmigere, Joaquin Picon
Life of this patent
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Abstract
Method for performing a commercial transaction wherein a customer having a computer connected to a public network such as the Internet network and a SMS terminal is able to receive and send SMS messages over a telephone network and can order an article by using the computer to a commercial server connected to the public network.
Claims20
A method of using a public network and a cellular network to send and receive specified information to order and pay for an article, said method comprising:
- a customer using a computer to send an order for an article through the public network to a commercial server;
- said commercial server sending a short message service (SMS) message, through the cellular network, from said commercial server to an SMS terminal, said SMS message including a redirect routing number and an encryption key;
- said customer, by using said SMS terminal, adding to said SMS message information enabling identification of a customer payment means;
- encrypting, by using said encryption key, said information in the SMS message;
- and
- the SMS terminal, by using said redirect routing number, redirecting the SMS message, with said encrypted information therein, through said cellular network, from said SMS terminal to a payment server.
A system for using a public network and a cellular network to send and receive specified information to order and pay for an article said system comprising:
- a computer for ordering an article;
- a commercial server for receiving the order for the article;
- a short message service (SMS) terminal;
- and
- a payment server configured for debiting a customer account with a price for said article;
- and
- wherein:
- a customer uses the computer to send the order for the article through the public network to the commercial server:
- the commercial server sends an SMS message, through the cellular network, to the SMS terminal, said SMS message including a redirect routing number, and an encryption key;
- the customer uses the SMS terminal to add to said SMS message information enabling identification of a customer payment means and uses said encryption key to encrypt said information;
- and
- the SMS terminal redirects the SMS message, by using said redirect routing number, and with said encrypted identification information, from said SMS terminal to said payment server through said cellular network.
Dependencies are inferred from the claim text.