Systems and methods for processing dormant virtual access devices

A computing system comprising:

• at least one processor and at least one memory coupled to the at least one processor, the at least one memory storing instructions, which when executed by the at least one processor cause the at least one processor to:
• send a dormancy request to a transaction processing computer, the dormancy request including information identifying a virtual access device, wherein the transaction processing computer determines that the virtual access device is dormant based at least on previous transactions involving the virtual access device and at least one dormancy rule;
• and
• receive a dormancy response from the transaction processing computer indicating that the virtual access device is dormant,
• wherein the virtual access device is associated with a mobile application running on a mobile device, wherein the transaction processing computer determines a dormancy of at least one of the mobile application or one or more other virtual access devices being hosted by the mobile application, and wherein the instructions, which when executed by the at least one processor further cause the at least one processor to:
• cease a renewal of the virtual access device based on the dormancy response and the dormancy of at least one of the mobile application, or one or more of the other virtual access devices.

A computing system comprising:

• at least one processor and at least one memory coupled to the at least one processor, the at least one memory storing instructions, which when executed by the at least one processor cause the at least one processor to:
• send a dormancy request to a transaction processing computer, the dormancy request including information identifying a virtual access device, wherein the transaction processing computer determines that the virtual access device is dormant based at least on previous transactions involving the virtual access device and at least one dormancy rule;
• and
• receive a dormancy response from the transaction processing computer indicating that the virtual access device is dormant,
• wherein the virtual access device is associated with a user, wherein the transaction processing computer determines a dormancy of one or more virtual access devices associated with the user by sending a request to an electronic wallet provider, wherein the transaction processing computer receives a response from the electronic wallet provider, the response indicating an activity level associated with the one or more virtual access devices associated with the user, and wherein the instructions, which when executed by the at least one processor further cause the at least one processor to:
• determine whether to renew the virtual access device based on the dormancy response and the response from the electronic wallet provider.

A computing system comprising:

• at least one processor and at least one memory coupled to the at least one processor, the at least one memory storing instructions, which when executed by the at least one processor cause the at least one processor to:
• send a dormancy request to a transaction processing computer, the dormancy request including information identifying a virtual access device, wherein the transaction processing computer determines that the virtual access device is dormant based at least on previous transactions involving the virtual access device and at least one dormancy rule;
• and
• receive a dormancy response from the transaction processing computer indicating that the virtual access device is dormant,
• wherein the virtual access device is associated with a mobile application running on a mobile device, wherein the transaction processing computer determines that at least one of the mobile application or one or more other virtual access devices being hosted by the mobile application is not dormant, and wherein the instructions, which when executed by the at least one processor further cause the at least one processor to:
• receive the determination that at least one of the mobile application or other virtual access devices is not dormant from the transaction processing computer;
• and
• provision a new virtual access device onto the mobile device, the new virtual access device replacing the virtual access device.

A method comprising:

• sending, by a server computer, a dormancy request to a transaction processing computer, the dormancy request including information identifying a virtual access device, wherein the transaction processing computer determines that the virtual access device is dormant based at least on previous transactions involving the virtual access device and at least one dormancy rule;
• receiving, by the server computer, a dormancy response from the transaction processing computer indicating that the virtual access device is dormant;
• and
• determining whether to renew the virtual access device based on the dormancy response, and wherein renewing the virtual access device comprises provisioning an updated virtual access device to a mobile device with the virtual access device.

A method comprising:

• sending, by a server computer, a dormancy request to a transaction processing computer, the dormancy request including information identifying a virtual access device, wherein the transaction processing computer determines that the virtual access device is dormant based at least on previous transactions involving the virtual access device and at least one dormancy rule;
• and
• receiving, by the server computer, a dormancy response from the transaction processing computer indicating that the virtual access device is dormant,
• wherein the virtual access device is associated with a mobile application running on a mobile device, wherein the transaction processing computer determines a dormancy of at least one of the mobile application or one or more other virtual access devices being hosted by the mobile application, and wherein the method further comprises:
• ceasing a renewal of the virtual access device based on the dormancy response and the dormancy of at least one of the mobile application or one or more of the other virtual access devices.

A method comprising:

• sending, by a server computer, a dormancy request to a transaction processing computer, the dormancy request including information identifying a virtual access device, wherein the transaction processing computer determines that the virtual access device is dormant based at least on previous transactions involving the virtual access device and at least one dormancy rule;
• and
• receiving, by the server computer, a dormancy response from the transaction processing computer indicating that the virtual access device is dormant,
• wherein the virtual access device is associated with a user, wherein the transaction processing computer determines a dormancy of one or more virtual access devices associated with the user by sending a request to an electronic wallet provider, wherein the transaction processing computer receives a response from the electronic wallet provider, the response indicating an activity level associated with the one or more virtual access devices associated with the user, and wherein the method further comprises:
• determining whether to renew the virtual access device based on the dormancy response and the response from the electronic wallet provider.

A method comprising:

• sending, by a server computer, a dormancy request to a transaction processing computer, the dormancy request including information identifying a virtual access device, wherein the transaction processing computer determines that the virtual access device is dormant based at least on previous transactions involving the virtual access device and at least one dormancy rule;
• and
• receiving, by the server computer, a dormancy response from the transaction processing computer indicating that the virtual access device is dormant,
• wherein the virtual access device is associated with a mobile application running on a mobile device, wherein the transaction processing computer determines that at least one of the mobile application or one or more other virtual access devices being hosted by the mobile application is not dormant, and wherein the method further comprises:
• receiving the determination that at least one of the mobile application or other virtual access devices is not dormant from the transaction processing computer;
• and
• provisioning a new virtual access device onto the mobile device, the new virtual access device replacing the virtual access device.