Risk assessment using social networking data
AssigneeSocure, Inc.
InventorsSunil Madhu, Giacomo Pallotti, Edward J. Romano, Alexander K. Chavez
Life of this patent
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Abstract
Tools, strategies, and techniques are provided for evaluating the identities of different entities to protect individual consumers, business enterprises, and other organizations from identity theft and fraud. Risks associated with various entities can be analyzed and assessed based on analysis of social network data, professional network data, or other networking connections, among other data sources. In various embodiments, the risk assessment may include calculating an authenticity score based on the collected network data.
Claims20
A computer-implemented method for calculating a risk score for a user account, the method comprising:
- (a) calculating, by an electronic processor of a computer system, a user score by comparing profile data of a first user account to at least one reference profile model associated with at least one online network, the at least one reference profile model including a fake profile;
- (b) calculating, by the processor, a connections score in response to detecting at least one social connection, within the at least one online network, between the first user account and at least a second user account;
- (c) calculating, via the processor, a risk score for the first user account based on the calculated user score and the calculated connections score;
- and
- (d) generating, by the processor, an alert based on the risk score.
A computer-implemented system for calculating a risk score for a user account, the system comprising:
- a) at least one processor, an operating system configured to perform executable instructions, and a memory;
- b) a computer program including instructions executable by the at least one processor to create an application comprising:
- i) a software module configured to calculate a user score by comparing at least a portion of profile data of a first user account to at least one reference profile model associated with at least one online network, the at least one reference profile model including a fake profile;
- ii) a software module configured to calculate a connections score in response to detecting at least one social connection, within the at least one online network, between the first user account and at least a second user account;
- iii) a software module configured to calculate a risk score for the first user account based on the calculated user score and the calculated connections score;
- and
- iv) a software module configured to cause display of an alert based on the risk score.
A non-transitory computer-readable storage medium storing computer-executable instructions to:
- calculate a user score by comparing profile data of the first user account to at least one reference profile model associated with at least one online network, the at least one reference profile model including a fake profile;
- calculate a connections score in response to detecting at least one social connection, within the at least one online network, between the first user account and at least a second user account;
- calculate a risk score for at least the first user account based on the calculated user score and the calculated connections score;
- revising the at least one reference profile model based on a comparison of the calculated risk score to an average score range for at least one cluster of other entities;
- and
- generate an alert based on the risk score.
Dependencies are inferred from the claim text.