In-memory transaction processing

An article of manufacture including a non-transitory, tangible computer readable storage medium having instructions stored thereon that, in response to execution by a processor, cause the processor to perform operations comprising:

• receiving, by the processor, a plurality of input files from multiple merchants, wherein the plurality of input files includes an input file;
• separating, by the processor, a transaction record from the input file to create a transaction message associated with a merchant, wherein the transaction message represents a transaction between the merchant and a consumer;
• marking, by the processor, the transaction message with a marker identifying a transaction characteristic of the transaction message;
• transmitting, by the processor, the transaction message to an input pipe of a plurality of input pipes, based on the marker associated with the transaction message;
• transmitting, by the processor, the transaction message to a processing machine, in response to the processing machine having processing information for the merchant and based on the processing machine being appropriate for the marker;
• updating, by the processor using an updating method of a synchronization system, the processing information to be a most recent processing information;
• applying, by the processor, a processing module to the transaction message based on the marker and input from a business rules engine using pre-defined logic;
• accessing, by the processor using application code, the most recent processing information in a memory of the processing module, in order to execute the processing module;
• and
• processing, by the processor, the transaction message by executing the processing module on the transaction message.

A system comprising:

• a processor;
• and
• a tangible, non-transitory memory configured to communicate with the processor,
• the tangible, non-transitory memory having instructions stored thereon that, in response to execution by the processor, cause the processor to perform operations comprising:
• receiving, by the processor, a plurality of input files from multiple merchants, wherein the plurality of input files includes an input file;
• separating, by the processor, a transaction record from the input file to create a transaction message associated with a merchant, wherein the transaction message represents a transaction between the merchant and a consumer;
• marking, by the processor, the transaction message with a marker identifying a transaction characteristic of the transaction message;
• transmitting, by the processor, the transaction message to an input pipe of a plurality of input pipes, based on the marker associated with the transaction message;
• transmitting, by the processor, the transaction message to a processing machine, in response to the processing machine having processing information for the merchant and based on the processing machine being appropriate for the marker;
• updating, by the processor using an updating method of a synchronization system, the processing information to be a most recent processing information;
• applying, by the processor, a processing module to the transaction message based on the marker and input from a business rules engine using pre-defined logic;
• accessing, by the processor using application code, the most recent processing information in a memory of the processing module, in order to execute the processing module;
• and
• processing, by the processor, the transaction message by executing the processing module on the transaction message.