# US 10,504,077 B1 · Mobile cash deposit system and method > Agents: this data is available as JSON from the patentgrep API and MCP server — see https://patentgrep.com/llms.txt - Number: US 10,504,077 B1 - Document ID: US10504077B1 - Status: Granted - Kind: B1 - Application number: 15/684,704 - Filed: 2017-08-23 - Granted: 2019-12-10 - Earliest claimed: 2016-08-24 - Assignees: United Services Automobile Association (USAA) - Applicants: United Services Automobile Association (USAA) - Inventors: Yongxiang Hu; Diana Reyna; Aaron Lee Van Heldorf - Web page: https://patentgrep.com/patent/US10504077B1 ## CPC - G06Q 20/108: {Remote banking, e.g. home banking} - G07F 19/202: {Depositing operations within ATMs (depositing in general G07D11/00)} - G06K 19/06037: {multi-dimensional coding} - G06T 5/50: using two or more images, e.g. averaging or subtraction - G07D 11/24: Managing the inventory of valuable papers - G07D 11/32: Record keeping (transaction aspects G07F19/00) - G07F 9/06: Coin boxes - G07F 9/08: Counting total of coins inserted - G07F 19/207: {Surveillance aspects at ATMs} - G06Q 20/326: {Payment applications installed on the mobile devices} - G06Q 20/4014: {Identity check for transactions} - G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR - G07F: COIN-FREED OR LIKE APPARATUS (coin sorting G07D3/00; coin testing G07D5/00; {handling coins or paper currencies apart from payment activated apparatus G07D; payment architectures, schemes or protocols G06Q20/00}) - G06K: GRAPHICAL DATA READING (image or video recognition or understanding G06V); PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS - G06T: IMAGE DATA PROCESSING OR GENERATION, IN GENERAL - G07D: HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING ## Abstract An electronic cash deposit system includes a processor that receives a user-generated request for a deposit of cash into an account, receive data generated from a scan of a machine-readable image on a receptacle that receives the cash, perform a validation of the deposit of the cash based on a correlation between the data generated from the scan and a transaction key, generate confirmation of the deposit of the cash when the validation is confirmed, and send a notification to a banking system to update the account to reflect the deposit of the cash in response to the confirmation being generated. ## Claims ### Claim 1 An electronic cash deposit system, comprising: one or more processors configured to: receive a user-generated request for a deposit of cash into an account; receive data generated from a scan of a machine-readable image on a receptacle configured to receive the cash; perform a validation of the deposit of the cash based on a correlation between the data generated from the scan and a transaction key associated with the machine-readable image; generate a confirmation of the deposit of the cash in response to the validation of the deposit; and send a notification to a banking system to update the account to reflect the deposit of the cash in response to the confirmation being generated. ### Claim 2 (depends on 1) The system of claim 1, wherein the one or more processors is configured to generate the machine-readable image by incorporating the transaction key into the machine-readable image, wherein the transaction key is an encrypted transaction key. ### Claim 3 (depends on 1) The system of claim 1, comprising a scanner configured to scan the machine-readable image and generate the data. ### Claim 4 (depends on 1) The system of claim 1, wherein the one or more processors is configured to receive the data from a server component or a mobile device. ### Claim 5 (depends on 4) The system of claim 4, wherein the mobile device comprises a smart phone having a camera configured to perform the scan of the machine-readable image. ### Claim 6 (depends on 1) The system of claim 1, wherein the user-generated request comprises a requested time, location, or both for the deposit of the cash. ### Claim 7 A method, comprising: receiving, via a processor, a user-generated request for a deposit of cash into an account; receiving, via the processor, data generated from a scan of a machine-readable image on a receptacle configured to receive the cash; performing, via the processor, a validation of the deposit of the cash based on a correlation between the data generated from the scan and a transaction key associated with the machine-readable image; generating, via the processor, a confirmation of the deposit of the cash in response to the validation of the deposit; and sending, via the processor, a notification to a banking system to update the account to reflect the deposit of the cash in response to the confirmation being generated. ### Claim 8 (depends on 7) The method of claim 7, comprising adjusting a schedule of a courier based on the user-generated request. ### Claim 9 (depends on 8) The method of claim 8, wherein the user-generated request comprises a requested location for the deposit of the cash, and wherein the schedule is adjusted based on the requested location for the deposit. ### Claim 10 (depends on 9) The method of claim 9, wherein the deposit of the cash is incorporated into the scheduled based on a threshold distance between a scheduled visit of the schedule and the requested location. ### Claim 11 (depends on 7) The method of claim 7, wherein the user-generated request specifies an amount of cash for the deposit and a deposit date. ### Claim 12 (depends on 7) The method of claim 7, comprising confirming, via the processor, the deposit of the cash based on an image associated with the cash. ### Claim 13 (depends on 7) The method of claim 7, comprising monitoring a location of a mobile device associated with the user-generated request, wherein the location of the mobile device is used to establish a deposit location. ### Claim 14 (depends on 7) The method of claim 7, comprising receiving an identification of the account selected from a plurality of available accounts. ### Claim 15 A system, comprising: a first computing device configured to: receive a user request for a deposit of cash into an account; and determine a location of the first computing device in response to receiving the user request; a second computing device configured to: receive the user request and the location from the first computing device; receive data generated from a scan of a machine-readable image on a receptacle configured to receive the cash; perform a validation of the deposit of the cash based on a correlation between the data generated from the scan and a transaction key associated with the machine-readable image; generate a confirmation of the deposit of the cash in response to the validation of the deposit; and send a notification to a banking system to update the account to reflect the deposit of the cash in response to the confirmation being generated. ### Claim 16 (depends on 15) The system of claim 15, wherein the machine-readable image comprises a bar code or a Quick Response code. ### Claim 17 (depends on 15) The system of claim 15, comprising a scanning device configured to acquire one or more images of the cash. ### Claim 18 (depends on 1) The system of claim 1, wherein the receptacle comprises a container with an electronic display configured to display the machine-readable image. ### Claim 19 (depends on 1) The system of claim 1, comprising an image capture device configured to capture an image of the cash as the cash is disposed in a container. ### Claim 20 (depends on 19) The system of claim 19, wherein the second computing system is configured to receive the image of the cash from the image capture device and encode the image data based on the image of the cash into the machine-readable image.