# US 10,482,524 B1 · Electronic payment methods and systems

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- Number: US 10,482,524 B1
- Document ID: US10482524B1
- Status: Granted
- Kind: B1
- Application number: 14/339,870
- Filed: 2014-07-24
- Granted: 2019-11-19
- Earliest claimed: 2013-08-07
- Applicants: Panos Daskalakis
- Inventors: Panos Daskalakis
- Web page: https://patentgrep.com/patent/US10482524B1

## CPC

- G06Q 30/0635: {replenishment orders; recurring orders}
- G06Q 20/085: {involving remote charge determination or related payment systems}
- G06Q 20/12: specially adapted for electronic shopping systems
- G06Q 20/3224: {Transactions dependent on location of M-devices}
- G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR

## Abstract

A server for facilitating commerce via a distributed computing network. The server memory stores an instruction set, customer data, vendor data, venue data, and server data related to a sponsoring entity. A processor is operative to: provide a portion of the vendor data to a first client based upon the client entering a venue, wherein the portion of the vendor data relates to the venue; receive an order for a product of a vendor from the first client, wherein the product is included in the portion of the vendor data; provide the order to a second client of the vendor so the vendor can fill the order; attend to collection of funds in payment for the order from the first customer by using a portion of the customer data; and attend to payment of funds for the order to the vendor by using a portion of the server data.

## Claims

### Claim 1

A server for facilitating commerce, wherein the server communicates with clients via a distributed computing network, and wherein the server comprises:
(a) a memory storing: an instruction set including an application program interface (API); customer data related to a plurality of customers; and vendor data related to a plurality of vendors; and
(b) a processor for running the instruction set and API, the processor being in communication with the memory and the distributed computing network, wherein the processor is operative to:
(i) use the API to provide a portion of the vendor data to a first client of a first customer based upon the client requesting the portion of the vendor data related to a first vendor at a location, wherein the server is provided by a host entity, wherein the host entity is different from the first vendor;
(ii) use the API to receive an order for a first product of the first vendor from the client, wherein product data about the first product is included in the portion of the vendor data and the first product is available from the first vendor at a live ongoing event at the location;
(iii) provide the order to a second client of the vendor so the vendor can fill the order to the first customer at the live ongoing event;
(iv) use the API to collect funds in payment for the order from the first customer by using a portion of the customer data, wherein the funds are collected by the host entity;
(v) pay at least a portion of the funds for the order to the vendor, wherein the payment is made by the host entity;
(vi) use the API to enroll the first customer and the vendor in a network program associated with the live ongoing event, wherein the network program is for a limited time interval associated with the live ongoing event, wherein the first customer is attending the live ongoing event;
(vii) form a group of friends in the memory, the group of friends including the first customer and a plurality of other customers;
(viii) use the API to send notification to at least a portion of the group of friends that the first customer is at the live ongoing event; and
(ix) use the API to allow any one of the other customers of the group of friends to purchase a second product for delivery to the first customer at the live ongoing event.

### Claim 2 (depends on 1)

A server as recited in claim 1, further comprising the step of broadcasting a special offer via an electronic display at the live ongoing event for review by the first customer.

### Claim 3 (depends on 1)

A server as recited in claim 1, wherein the first product is a lottery ticket associated with a jurisdiction.

### Claim 4 (depends on 1)

A server as recited in claim 1, wherein the live ongoing event is broadcast live with offers to offsite audiences to become part of the group and purchase second products for delivery to members of the group.

### Claim 5 (depends on 1)

A server as recited in claim 1, wherein the processor is further operative to recognize that the first client is at the location by using the API to interact with a mobile application and global positioning system (GPS) operating on the first client.

### Claim 6

A method for facilitating commerce in a distributed computing network environment having a server of a host entity for communicating with clients, the method comprising the steps of:
storing in the server an instruction set, an application program interface (API), customer data related to a plurality of customers, and vendor data related to a plurality of vendors;
running the instruction set and API on the server;
enrolling, by the server, a first customer and a vendor in a network program associated with a live ongoing event, wherein the first customer is added to the customer data and attending the live ongoing event;
broadcasting a special offer via an electronic display at the live ongoing event for review by the first customer;
sending from the server a portion of the vendor data to a first client of the first customer based upon a request from the first client for a portion of the vendor data related to a first vendor, wherein the request is based on the special offer;
receiving at the server an order for a first product of the first vendor from the first client, wherein product data about the first product is included in the portion of the vendor data and the first product is available at a live ongoing event;
providing, from the server, the order to a second client of the vendor so the vendor can fill the order to the first customer at the live ongoing event;
collecting funds in payment for the order from the first customer by using a portion of the customer data, wherein the funds are collected by the host entity using the server and API;
paying at least a portion of the funds for the order to the vendor, wherein the payment is made by the host entity and the host entity retains a portion of the funds as a fee for providing the server;
forming a group of friends in the server using the API, the group of friends including the first customer and a plurality of other customers;
sending notification to at least a portion of the group of friends that the first customer is at the live ongoing event; and
allowing any one of the other customers of the group of friends to purchase a second product for delivery to the first customer at the live ongoing event.

### Claim 7 (depends on 6)

A method as recited in claim 6, wherein the live ongoing event is broadcast live with offers to offsite audiences to become part of the group and purchase second products for delivery to members of the group.

### Claim 8 (depends on 6)

A method as recited in claim 6, further comprising the step of recognizing that the first client is at the location by using the API to interact with a mobile application and global positioning system (GPS) operating on the first client.