# US 10,482,398 B2 · Secure anonymous transaction apparatuses, methods and systems > Agents: this data is available as JSON from the patentgrep API and MCP server — see https://patentgrep.com/llms.txt - Number: US 10,482,398 B2 - Document ID: US10482398B2 - Status: Granted - Kind: B2 - Application number: 15/666,466 - Filed: 2017-08-01 - Published: 2018-01-11 - Granted: 2019-11-19 - Earliest claimed: 2011-02-28 - Assignees: Visa International Service Association - Applicants: Visa International Service Association - Inventors: Ayman Hammad - Web page: https://patentgrep.com/patent/US10482398B2 ## CPC - G06Q 10/00: Administration; Management - G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR ## Abstract The SECURE ANONYMOUS TRANSACTION APPARATUSES, METHODS AND SYSTEMS (“SAT”) transform hardware-verified user authentication requests via SAT components into secure transaction notifications. In one implementation, the SAT obtains a secure anonymous transaction user authentication request. The SAT verifies the authenticity of a user, using the secure anonymous transaction user authentication request. The SAT obtains an authenticated purchase order, in response to which it generates a one-time anonymous card account. Using the one-time card account, the SAT generates an anonymized purchase order for a merchant, and provides the anonymized purchase order. On obtaining a purchase notification for the anonymized purchase order, the SAT provides real-time notification for a user of the purchase notification. Also, on obtaining notification of a shipment related to the anonymized purchase order to an anonymized address, the SAT generates an order to re-route the shipment from the anonymized address to an actual shipment address of the user. ## Claims ### Claim 1 A computer-implemented method, comprising: receiving, by a computer system from a merchant computer, an anonymized purchase order that comprises a one-time anonymized account number and an anonymized shipping address, the one-time anonymized account number and the anonymized shipping address generated by a one-time anonymous data generation component of a network server; and prior to instructing, by the computer system, shipment of items related to the anonymized purchase order to the anonymized shipping address: receiving, by the computer system from the network server, an identifier associated with the anonymized purchase order, and requesting, by the computer system, an actual shipment address for the anonymized purchase order based at least in part on the identifier by generating an encrypted request message that is verified by the network server. ### Claim 2 (depends on 1) The computer-implemented method of claim 1, further comprising: obtaining a purchase notification for the anonymized purchase order; and providing a real-time notification to a user associated with the anonymized purchase order. ### Claim 3 (depends on 1) The computer-implemented method of claim 1, further comprising: prior to receiving the anonymized purchase order: obtaining, by the network server, a secure anonymous transaction user authentication request; and verifying, by the network server, authenticity of a user using the secure anonymous transaction user authentication request, wherein receiving the anonymized purchase order is contingent upon verifying the authenticity of the user. ### Claim 4 (depends on 3) The computer-implemented method of claim 3, wherein the user uses a user device that utilizes a hardware chip operatively connected to the user device to verify the authenticity of the user. ### Claim 5 (depends on 1) The computer-implemented method of claim 1, wherein a mobile device executing a virtual wallet application is utilized to initiate the anonymized purchase order. ### Claim 6 (depends on 5) The computer-implemented method of claim 5 wherein the virtual wallet application provides a graphical user interface element configured to initiate generating the one-time anonymized account number and the anonymized shipping address when it is activated. ### Claim 7 (depends on 1) The computer-implemented method of claim 1, wherein the merchant computer obtains the anonymized purchase order from an associated point-of-sale terminal. ### Claim 8 (depends on 1) The computer-implemented method of claim 1, wherein the one-time anonymized account number includes a card number and a card verification value number. ### Claim 9 (depends on 1) The computer-implemented method of claim 1, wherein the one-time anonymized account number is generated using random number generation. ### Claim 10 (depends on 1) The computer-implemented method of claim 1, wherein the one-time anonymized account number is generating using an encryption procedure. ### Claim 11 A secure anonymous transaction system, comprising: a processor; and a memory disposed in communication with the processor and storing processor-executable instructions to: receive, from a merchant computer, an anonymized purchase order that comprises a one-time anonymized account number and an anonymized shipping address, the one-time anonymized account number and the anonymized shipping address generated by a one-time anonymous data generation component of a network server; receive, prior to instructing shipment of items related to the anonymized purchase order to the anonymized shipping address, an identifier associated with the anonymized purchase order; and request an actual shipment address for the anonymized purchase order based at least in part on the identifier by generating an encrypted request message that is verified by the network server. ### Claim 12 (depends on 11) The system of claim 11, the memory further storing instructions to: obtain a purchase notification for the anonymized purchase order; and provide a real-time notification to a user associated with the anonymized purchase order. ### Claim 13 (depends on 11) The system of claim 11, wherein the anonymized purchase order includes an identification of products for purchase from a plurality of merchants. ### Claim 14 (depends on 11) The system of claim 11, wherein the anonymized purchase order includes a plurality of anonymous account numbers. ### Claim 15 (depends on 11) The system of claim 11, wherein prior to receiving the anonymized purchase order the network server obtains a secure anonymous transaction user authentication request and verifies authenticity of a user using the secure anonymous transaction user authentication request, wherein receiving the anonymized purchase order is contingent upon verifying the authenticity of the user. ### Claim 16 (depends on 15) The system of claim 15, wherein the user utilizes a user device that utilizes a hardware chip operatively connected to the user device to verify the authenticity of the user. ### Claim 17 (depends on 11) The system of claim 11, wherein a mobile device executing a virtual wallet application is utilized to initiate the anonymized purchase order. ### Claim 18 (depends on 17) The system of claim 17, wherein the virtual wallet application provides a graphical user interface element configured to initiate generating the one-time anonymized account number and the anonymized shipping address when it is activated. ### Claim 19 (depends on 11) The system of claim 11, wherein the merchant computer obtains the anonymized purchase order from an associated point-of-sale terminal. ### Claim 20 (depends on 11) The system of claim 11, wherein the one-time anonymized account number includes a card number and a card verification value number.