Systems and methods for identifying parties based on coordinating identifiers

A computer program product for implementing within a computer system a method for dynamically identifying parties of a transaction through use of corresponding identifiers, the computer program product comprising:

• a computer-readable, non-transitory medium for providing computer program code means utilized to implement the method, wherein the computer program code means comprises executable code for implementing steps for:
• identifying a first computer device configured to provide a first identifier that is humanly perceptible;
• identifying a second computer device configured to provide a second identifier that is humanly perceptible;
• providing the first identifier at the first computer device and the second identifier at the second computer device, wherein the first and second identifiers correspond with each other to provide a computer-coordinated verification;
• receiving a request to modify the first and second identifiers of the transaction;
• transmitting the request within the computer system;
• and
• providing, in response to the request, a first modified identifier at the first computer device and a second modified identifier at the second computer device such that the first and second modified identifiers of the transaction (i) correspond with each other, (ii) are readily distinguishable from the first and second identifiers, and (iii) are configured to be readily humanly perceived, and to be matched by the user of the first computer device.

A method for providing coordinating identifiers over a network to multiple remote computer devices of a transaction, the method comprising:

• providing a party-identification application for use on a first computer device and a second computer device;
• providing a first identifier that is humanly perceptible at the first computer device and a second identifier that is humanly perceptible at the second computer device when the first and second computer devices are participating in a first transaction, wherein the first identifier and the second identifier coordinate with each other, wherein as a first user of the first computer device and a second user of the second computer device come into proximity with each other, the first identifier on the first computer device is configured to be readily humanly perceived, and matched with the second identifier, by the second user;
• providing a third identifier that is humanly perceptible to a third computer device that is participating in a second transaction, wherein the second transaction is distinct from the first transaction;
• determining a location of at least one of the first computer device and the second computer device;
• determining a location of the third computer device;
• ensuring that the first identifier and the second identifier do not correspond with the third identifier provided to the third computer device when the third computer device is in proximity to the at least one of the first computer device and the second computer device;
• receiving a request to modify the first and second identifiers of the first transaction;
• communicating the request;
• and
• modifying the first identifier and the second identifier of the first transaction in response to the request, wherein the first modified identifier is provided at the first computer device and the second modified identifier is provided at the second computer device, wherein the first and second modified identifiers (i) are humanly perceptible, (ii) are distinguishable from the first, second, and third identifiers, and (iii) correspond with each other to provide multiple device, computer-coordinated verification.