US 10,475,021 B2 · Mobile device, method, and computer storage medium for determining an order of stored data items/payment account numbers based on location

Abstract

A mobile device having: a position determination device configured to determine a location of the mobile device; a transceiver configured to communicate with a transaction terminal via near field communication; a communication device configured to communicate with at least one server over internet; a memory storing a plurality of data items and a set of instructions of a mobile application; and at least one microprocessor coupled with the memory to execution the instructions of the mobile application. The mobile application is configured to: communicate the location of the mobile device, using the communication device, to the at least one server over internet; determine, via communications with the at least one server based on the location of the mobile device, an order of data items; and communicate, using the transceiver via near field communication, with the transaction terminal in accordance with the order of the data items.

Claims20

Dependent claims

A mobile device, comprising:

a transceiver;
a communication device;
a memory storing a plurality of data items;
and
at least one microprocessor coupled with the memory configured to:
prior to a communication session with a transaction terminal:
communicate, using the communication device, a location of the mobile device to at least one server remote to the mobile device;
receive, from the at least one server, a category associated with the location of the mobile device;
and
determine, based on the category, an order of the data items;
and
during the communication session, communicate, using the transceiver, at least one of the data items to the transaction terminal in accordance with the order of the data items determined based on the category.

9 more elements

Dependencies are inferred from the claim text.

Facts

Application

16/363,339Filed 25 Mar 2019 · continuation

Priority

30 Dec 2014

Published

US 2019/0220842 A118 Jul 2019

Granted

12 Nov 2019

Term ends

Not estimatedThe source records don’t support an estimate.

Classification13 codes

G06Q 20/3224
Aspects of commerce using mobile devices [M-devices]: transactions dependent on location of M-devices
G06Q 20/202
Point-of-sale [POS] network systems: interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network…
G06Q 20/227
Payment schemes or models: characterised in that multiple accounts are available, e.g. to the payer
G06Q 20/3278
Short range or proximity payments by means of M-devices: rFID or NFC payments by means of M-devices

Family

Application62/098,054Us provisional application · filed 30 Dec 2014

Application14/984,762Parent of this continuation · filed 30 Dec 2015

Application15/587,289Parent of this continuation · filed 4 May 2017

US 9,672,511 B2Parent of this continuation · filed 6 Jun 2017

US 2019/0220842 A1Pre-grant publication · published 18 Jul 2019

US 10,282,723 B2Parent of this continuation

US 2016/0192123 A1Published application

US 2017/0236114 A1Published application

US 10,475,021 B2This patent

From the US filing history. Foreign family members aren’t listed.

Mobile device, method, and computer storage medium for determining an order of stored data items/payment account numbers based on location

Life of this patent

Mobile device, method, and computer storage medium for determining an order of stored data items/payment account numbers based on location

Life of this patent

Abstract

Claims20