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US 10,475,015 B2Granted
Token-based security processing
AssigneeNCR Corporation
InventorJonathan S. Black
Life of this patent
Estimating the term…
Abstract
A user is authenticated for a session with a server, the server generates a unique session token valid during an active session with the server. Valid outstanding transactions for the active session are presented to the user. A selected outstanding transaction is provided to a Self-Service Terminal (SST) with the unique session token. The SST validates the unique session token and the selected outstanding transaction with the server. Upon confirmation from the server, the SST completes the selected outstanding transaction at the SST.
Claims14
A method, comprising:
- generating a session token for an authenticated session with a mobile device;
- providing the session token and a code for a pre-staged transaction associated with the authenticated session to the mobile device;
- and
- authenticating the session token and the code for a Self-Service Terminal (SST) to complete processing for the pre-staged transaction as a completed transaction, wherein authenticating further includes identifying the pre-staged transaction as being associated with an account of a first user that defined the pre-staged transaction for access by a second and different user and identifying the session token as being associated with the second and different user.
1 more element
A method, comprising:
- receiving, by a Self-Service Terminal (SST), a session token and a transaction code for a pre-staged transaction that is yet to be processed, wherein receiving further includes obtaining the session token and the transaction code as text entered into an interface of the SST;
- requesting, by the SST, a server to authenticate the session token and the transaction code;
- obtaining, by the SST, a verification and transaction instructions from the server in response to the server successfully authenticating the session token and the transaction code;
- and
- processing, by the SST, the transaction instructions and creating a completed transaction for the pre-staged transaction.
2 more elements
Dependencies are inferred from the claim text.