Enhanced mobile transactions and payments

A non-transitory machine-readable medium having stored thereon machine-readable instructions executable to cause a machine to perform operations comprising:

• detecting, based on data transmitted via a first wireless communication session over a peer-to-peer connection between a payment terminal associated with a merchant and a computing device, that a mobile transaction between the merchant and a user of the computing device is initiated;
• determining that a first application is available to the computing device for processing the mobile transaction;
• causing the payment terminal to transmit, via the first wireless communication session, a request to the first application of the computing device, wherein the request comprises a link that prompts the user to provide additional information via a second application;
• causing the first wireless communication session to terminate after the request is sent to the computing device;
• receiving the additional information from the second application running on the computing device over a network external to the peer-to-peer connection;
• in response to determining the additional information corresponds to the mobile transaction, transmitting the additional information to a merchant server associated with the merchant over the network and causing the payment terminal to establish a second wireless communication session over the peer-to-peer connection with the computing device to complete the mobile transaction based on the additional information;
• and
• processing the mobile transaction based on the additional information.

A method, comprising:

• detecting, based on a communication via a first short range wireless communication session over a peer-to-peer connection between a payment terminal associated with a merchant and a computing device, that a mobile transaction between the merchant and a user of the computing device is initiated;
• in response to the detecting, sending, by one or more hardware processors, a first request to the computing device to use a first application for the mobile transaction;
• receiving, by the one or more hardware processors, a response indicating that the first application is available to the computing device;
• causing, by the one or more hardware processors, the payment terminal to transmit, via the first short range wireless communication session, a second request to the first application of the computing device, wherein the second request comprises a link that prompts the user to provide additional information via a second application;
• causing the first short range wireless communication session to terminate after the second request is sent to the computing device;
• receiving the additional information from the second application running on the computing device over a network external to the peer-to-peer connection;
• in response to determining the additional information corresponds to the mobile transaction, transmitting, by the one or more hardware processors, the additional information to a merchant server of the merchant over the network and causing, by the one or more hardware processors, the payment terminal to establish a second short range wireless communication session over the peer-to-peer connection with the computing device to complete the mobile transaction based on the additional information;
• and
• processing, by the one or more hardware processors, the mobile transaction based on the additional information.