# US 10,455,366 B1 · Card locating tool > Agents: this data is available as JSON from the patentgrep API and MCP server — see https://patentgrep.com/llms.txt - Number: US 10,455,366 B1 - Document ID: US10455366B1 - Status: Granted - Kind: B1 - Application number: 16/287,741 - Filed: 2019-02-27 - Granted: 2019-10-22 - Earliest claimed: 2019-02-27 - Assignees: Bank of America Corporation - Applicants: Bank of America Corporation - Inventors: Graham Marshall Wyllie; Christopher Lamont Rice - Web page: https://patentgrep.com/patent/US10455366B1 ## CPC - H04W 4/029: Location-based management or tracking services - H04W 4/06: Selective distribution of broadcast services, e.g. multimedia broadcast multicast service [MBMS]; Services to user groups; One-way selective calling services - H04W 4/20: Services signaling; Auxiliary data signalling, i.e. transmitting data via a non-traffic channel - H04W: WIRELESS COMMUNICATION NETWORKS (broadcast communication H04H; communication systems using wireless links for non-selective communication, e.g. wireless extensions H04M1/72) ## Abstract A memory stores a list of identifiers. A processor receives a notification from a card user indicating that the card user is missing a card. The card includes a transmitter configured to broadcast a transmission including a card identifier. The processor adds the card identifier to the list of identifiers. The processor receives messages from mobile devices that received the transmission, including the card identifier from the transmission and locations of the mobile devices. In response to receiving the messages, the processor determines that the list of identifiers contains the card identifier. The processor further determines, based on the locations of the mobile devices, a location of the card and sends the location of the card to a mobile device of the card user. ## Claims ### Claim 1 An apparatus comprising: a memory configured to store a list of identifiers; and a hardware processor communicatively coupled to the memory, the hardware processor configured to: receive a notification from a card user, the notification indicating that the card user is missing a card comprising a transmitter configured to broadcast a transmission comprising a card identifier; add the card identifier to the list of identifiers; receive a first message from a first mobile device that received the transmission, the first message comprising the card identifier from the transmission and a first location of the first mobile device; receive a second message from a second mobile device that received the transmission, the second message comprising the card identifier from the transmission and a second location of the second mobile device; receive a third message from a third mobile device that received the transmission, the third message comprising the card identifier from the transmission and a third location of the third mobile device; in response to receiving the first message, the second message, and the third message: determine that the list of identifiers contains the card identifier; determine, based on the first location, the second location, and the third location, a location of the card; and send the location of the card to a fourth mobile device of the card user. ### Claim 2 (depends on 1) The apparatus of claim 1, wherein: the first mobile device, the second mobile device, and the third mobile device are configured to broadcast electromagnetic waves; and the transmitter is further configured to broadcast the transmission when the transmitter is within a set distance from any of the first mobile device, the second mobile device, and the third mobile device, wherein the set distance is an outer extent of a range within which the electromagnetic waves broadcasted by any of the first mobile device, the second mobile device, and the third mobile device produce a magnetic field within the transmitter of a sufficient strength to power the transmission. ### Claim 3 (depends on 1) The apparatus of claim 1, wherein the first message further comprises a first strength of the transmission, the second message further comprises a second strength of the transmission, the third message further comprises a third strength of the transmission, and the determination of the location of the card is further based on the first strength, the second strength, and the third strength. ### Claim 4 (depends on 1) The apparatus of claim 1, wherein the hardware processor is further configured to: determine, based on the first location and a known transmission range, a circular range of locations of the card; and send the circular range to the fourth mobile device of the card user. ### Claim 5 (depends on 1) The apparatus of claim 1, wherein the hardware processor is further configured to: determine that the first message was sent at a first time; determine that the second message was sent at a second time; determine that the third message was sent at a third time; determine that a first difference between the first time and the second time is less than a set threshold; determine that a second difference between the second time and the third time is less than the set threshold; determine that a third difference between the first time and the third time is less than the set threshold; and the determination, based on the first location, the second location, and the third location, of the location of the card is performed in response to determining that the first difference is less than the set threshold, the second difference is less than the threshold, and the third difference is less than the threshold. ### Claim 6 (depends on 1) The apparatus of claim 1, wherein the processor is further configured to send a request to a first user of the first mobile device seeking the first user's assistance in locating the card. ### Claim 7 (depends on 6) The apparatus of claim 6, wherein the hardware processor is further configured to: receive a response from the first user of the first mobile device indicating the first user is willing to help locate the card; and in response to receiving the response from the first user, send a map and a message to the first mobile device, the map comprising a set of locations, and the message requesting that the first user travel to each of the locations of the set of locations. ### Claim 8 A method comprising: receiving a notification from a card user, the notification indicating that the card user is missing a card comprising a transmitter configured to broadcast a transmission comprising a card identifier; adding the card identifier to a list of identifiers stored in a memory; receiving a first message from a first mobile device that received the transmission, the first message comprising the card identifier from the transmission and a first location of the first mobile device; receiving a second message from a second mobile device that received the transmission, the second message comprising the card identifier from the transmission and a second location of the second mobile device; receiving a third message from a third mobile device that received the transmission, the third message comprising the card identifier from the transmission and a third location of the third mobile device; in response to receiving the first message, the second message, and the third message: determining that the list of identifiers contains the card identifier; determining, based on the first location, the second location, and the third location, a location of the card; and sending the location of the card to a fourth mobile device of the card user. ### Claim 9 (depends on 8) The method of claim 8, wherein: the first mobile device, the second mobile device, and the third mobile device are configured to broadcast electromagnetic waves; and the transmitter is further configured to broadcast the transmission when the transmitter is within a set distance from any of the first mobile device, the second mobile device, and the third mobile device, wherein the set distance is an outer extent of a range within which the electromagnetic waves broadcasted by any of the first mobile device, the second mobile device, and the third mobile device produce a magnetic field within the transmitter of a sufficient strength to power the transmission. ### Claim 10 (depends on 8) The method of claim 8, wherein the first message further comprises a first strength of the transmission, the second message further comprises a second strength of the transmission, the third message further comprises a third strength of the transmission, and the determination of the location of the card is further based on the first strength, the second strength, and the third strength. ### Claim 11 (depends on 8) The method of claim 8, further comprising: determining, based on the first location and a known transmission range, a circular range of locations of the card; and sending the circular range to the fourth mobile device of the card user. ### Claim 12 (depends on 8) The method of claim 8, further comprising: determining that the first message was sent at a first time; determining that the second message was sent at a second time; determining that the third message was sent at a third time; determining that a first difference between the first time and the second time is less than a set threshold; determining that a second difference between the second time and the third time is less than the set threshold; determining that a third difference between the first time and the third time is less than the set threshold; and the process of determining, based on the first location, the second location, and the third location, the location of the card is performed in response to determining that the first difference is less than the set threshold, the second difference is less than the threshold, and the third difference is less than the threshold. ### Claim 13 (depends on 8) The method of claim 8, further comprising sending a request to a first user of the first mobile device seeking the first user's assistance in locating the card. ### Claim 14 (depends on 13) The method of claim 13, further comprising: receiving a response from the first user of the first mobile device indicating the first user is willing to help locate the card; and in response to receiving the response from the first user, sending a map and a message to the first mobile device, the map comprising a set of locations, and the message requesting that the first user travel to each of the locations of the set of locations. ### Claim 15 A system comprising: a storage element operable to store a list of identifiers; and a processing element communicatively coupled to the storage element, the processing element operable to: receive a notification from a card user, the notification indicating that the card user is missing a card comprising a transmitter configured to broadcast a transmission comprising a card identifier; add the card identifier to the list of identifiers; receive a first message from a first mobile device that received the transmission, the first message comprising the card identifier from the transmission, a first strength of the transmission, and a first location of the first mobile device; receive a second message from a second mobile device that received the transmission, the second message comprising the card identifier from the transmission, a second strength of the transmission, and a second location of the second mobile device; receive a third message from a third mobile device that received the transmission, the third message comprising the card identifier from the transmission, a third strength of the transmission, and a third location of the third mobile device; in response to receiving the first message, the second message, and the third message: determine that the list of identifiers contains the card identifier; determine, based on the first location, the second location, the third location, the first strength, the second strength, and the third strength, a location of the card; and send the location of the card to a fourth mobile device of the card user. ### Claim 16 (depends on 15) The system of claim 15, wherein: the first mobile device, the second mobile device, and the third mobile device are configured to broadcast electromagnetic waves; and the transmitter is further configured to broadcast the transmission when the transmitter is within a set distance from any of the first mobile device, the second mobile device, and the third mobile device, wherein the set distance is an outer extent of a range within which the electromagnetic waves broadcasted by any of the first mobile device, the second mobile device, and the third mobile device produce a magnetic field within the transmitter of a sufficient strength to power the transmission. ### Claim 17 (depends on 15) The system of claim 15, wherein the processing element is further operable to: determine, based on the first location and a known transmission range, a circular range of locations of the card; and send the circular range to the fourth mobile device of the card user. ### Claim 18 (depends on 15) The system of claim 15, wherein the processing element is further operable to: determine that the first message was sent at a first time; determine that the second message was sent at a second time; determine that the third message was sent at a third time; determine that a first difference between the first time and the second time is less than a set threshold; determine that a second difference between the second time and the third time is less than the set threshold; determine that a third difference between the first time and the third time is less than the set threshold; and the determination, based on the first location, the second location, and the third location, of the location of the card is performed in response to determining that the first difference is less than the set threshold, the second difference is less than the threshold, and the third difference is less than the threshold. ### Claim 19 (depends on 15) The system of claim 15, wherein the processing element is further operable to send a request to a first user of the first mobile device seeking the first user's assistance in locating the card. ### Claim 20 (depends on 19) The system of claim 19, wherein the processing element is further operable to: receive a response from the first user of the first mobile device indicating the first user is willing to help locate the card; and in response to receiving the response from the first user, send a map and a message to the first mobile device, the map comprising a set of locations, and the message requesting that the first user travel to each of the locations of the set of locations.