# US 10,455,092 B1 · Systems and methods for intercepting communications > Agents: this data is available as JSON from the patentgrep API and MCP server — see https://patentgrep.com/llms.txt - Number: US 10,455,092 B1 - Document ID: US10455092B1 - Status: Granted - Kind: B1 - Application number: 16/039,018 - Filed: 2018-07-18 - Granted: 2019-10-22 - Earliest claimed: 2017-07-19 - Assignees: United Services Automobile Association (USAA) - Applicants: Uipco, LLC - Inventors: Gualberto Camacho; David Tuomikoski - Web page: https://patentgrep.com/patent/US10455092B1 ## CPC - H04M 3/4365: {based on information specified by the calling party, e.g. priority or subject} - H04M 3/541: {based on information specified by the calling party} - H04M 1/576: {associated with a pictorial or graphical representation} - H04M 1/72469: for operating the device by selecting functions from two or more displayed items, e.g. menus or icons - H04M 3/42068: {where the identifier is used to access a profile} - H04M 3/4211: {where the identifier is used to access a profile} - H04M 3/2263: {Network management} - H04M 2203/252: where a voice mode is enhanced with visual information - H04M: TELEPHONIC COMMUNICATION (circuits for controlling other apparatus via a telephone cable and not involving telephone switching apparatus G08) ## Abstract Tangible, non-transitory, machine-readable media include instructions that cause a processor to receive a first indication that a user is attempting to communicate with a provider, and intercept communication between the user and the provider based on the first indication being received. The instructions also cause the processor to send user information to a provider application server based on the first indication being received, and display a visual interface that establishes communication with the relevant provider department or performs a transaction based on the first indication being received. The instructions further cause the processor to receive a second indication associated with performing the action associated with the provider via the visual interface; and performing the action based on the second indication being received. ## Claims ### Claim 1 One or more tangible, non-transitory, machine-readable media comprising instructions configured to cause a processor of a mobile electronic device to: receive a first indication that a user is attempting to communicate with a provider using the mobile electronic device via a first mode of communication; block the first mode of communication between the mobile electronic device and the provider at the mobile electronic device based on the first indication being received; after blocking the first mode of communication, establish a second mode of communication between the mobile electronic device and a provider application server, wherein establishing the second mode of communication includes displaying a visual interface on the mobile electronic device, wherein the visual interface is configured to enable performing an action associated with the provider via the second mode of communication; send user information from the mobile electronic device to the provider application server via the second mode of communication; receive, at the mobile electronic device, a second indication associated with performing the action via the second mode of communication using the visual interface; authenticate the user; and perform the action at the mobile electronic device based on the second indication being received. ### Claim 2 (depends on 1) The one or more tangible, non-transitory, machine-readable media of claim 1, wherein the action comprises establishing communication with a relevant provider department associated with the provider via the first mode of communication. ### Claim 3 (depends on 2) The one or more tangible, non-transitory, machine-readable media of claim 2, wherein the instructions are configured to cause the processor to establish communication with the relevant provider department via the first mode of communication in response to receiving the second indication. ### Claim 4 (depends on 1) The one or more tangible, non-transitory, machine-readable media of claim 1, wherein the action comprises performing a transaction associated with the provider via the second mode of communication. ### Claim 5 (depends on 4) The one or more tangible, non-transitory, machine-readable media of claim 4, wherein the instructions are configured to cause the processor to enable performing the transaction via the second mode of communication in response to receiving the second indication. ### Claim 6 (depends on 5) The one or more tangible, non-transitory, machine-readable media of claim 5, wherein the processor enables performing the transaction via the second mode of communication using the visual interface. ### Claim 7 (depends on 1) The one or more tangible, non-transitory, machine-readable media of claim 1, wherein the first indication comprises a dialed phone number or a text message attempted to be sent to a phone number corresponding to the provider via the first mode of communication. ### Claim 8 (depends on 1) The one or more tangible, non-transitory, machine-readable media of claim 1, wherein the user information comprises device identification information or member identification information. ### Claim 9 (depends on 1) The one or more tangible, non-transitory, machine-readable media of claim 1, wherein the first mode of communication comprises a telephone call via a telephone network. ### Claim 10 (depends on 1) The one or more tangible, non-transitory, machine-readable media of claim 1, wherein the second mode of communication comprises communicating with the provider application server via a wireless network. ### Claim 11 (depends on 1) The one or more tangible, non-transitory, machine-readable media of claim 1, wherein the instructions are configured to cause the processor of the mobile electronic device to identify a phone number as corresponding to the provider, wherein blocking the first mode of communication between the mobile electronic device and the provider at the mobile electronic device occurs in response to identifying the phone number as corresponding to the provider. ### Claim 12 A mobile electronic device comprising: a communication interface configured to communicatively couple to a provider application server; a display; and a controller configured to communicatively couple to the communication interface and the display, wherein the controller comprises a processor, wherein the processor is configured to: receive a first indication that an attempt to communicate with a provider by a user via a first communication mode is being made using the mobile electronic device; prevent the attempt to communicate via the first communication mode from being completed at the mobile electronic device based on the first indication; after preventing the attempt to communicate via the first communication mode, establish a second communication mode comprising displaying a visual interface on the display based on the first indication, wherein the visual interface is configured to enable performing an action associated with the provider via the second communication mode; receive a second indication associated with performing the action at the mobile electronic device via the second communication mode using the visual interface; authenticate the user; and perform the action at the mobile electronic device based on the second indication. ### Claim 13 (depends on 12) The electronic device of claim 12, wherein the action comprises establishing communication with a relevant provider department associated with the provider via the first communication mode, wherein the visual interface comprises a page configured to enable selecting the relevant provider department among a plurality of provider departments via the second communication mode. ### Claim 14 (depends on 13) The electronic device of claim 13, wherein the page comprises a topic selection control, wherein the processor is configured to populate the topic selection control with a plurality of topics based on selection of the relevant provider department via the second communication mode. ### Claim 15 (depends on 14) The electronic device of claim 14, wherein the page comprises an option selection control, wherein the processor is configured to populate the option selection control with a plurality of options based on a selection of a topic of the plurality of topics via the second communication mode, wherein each option of the plurality of options that facilitate establishing communication with the relevant provider department. ### Claim 16 (depends on 12) The electronic device of claim 12, wherein the first indication comprises a dialed phone number or a text message attempted to be sent to a phone number corresponding to the provider. ### Claim 17 A method that intercepts communications in a mobile electronic device comprising: receiving a first indication that a user is attempting to communicate with a provider using the mobile electronic device via a first communication mode; intercepting communication from the user to the provider at the mobile electronic device via the first communication mode before enabling a second communication mode between the mobile electronic device and a provider application server based on the first indication; sending user information from the mobile electronic device to the provider application server via the second communication mode in response to receiving the first indication; displaying a visual interface on the mobile electronic device based on the first indication, wherein the visual interface is configured to enable performing an action associated with the provider via the second communication mode; receiving a second indication associated with performing the action at the mobile electronic device via the second communication mode using the visual interface; authenticating the user; and performing the action at the mobile electronic device based on the second indication. ### Claim 18 (depends on 17) The method of claim 17, comprising displaying a dial pad on a display of the mobile electronic device, wherein a phone number associated with the provider is received via the dial pad. ### Claim 19 (depends on 18) The method of claim 18, wherein displaying the visual interface comprises overlaying the visual interface on top of the dial pad. ### Claim 20 (depends on 17) The method of claim 17, wherein intercepting the communication between the mobile electronic device and the provider comprises preventing a connection to a telephone network.