# US 10,373,430 B2 · System and method for tracking fund transfers between an electronic gaming machine and a plurality of funding sources

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- Number: US 10,373,430 B2
- Document ID: US10373430B2
- Status: Granted
- Kind: B2
- Application number: 15/668,336
- Filed: 2017-08-03
- Published: 2019-02-07
- Granted: 2019-08-06
- Earliest claimed: 2017-08-03
- Assignees: Igt
- Applicants: Igt
- Inventors: Kevin Higgins; Erik Petersen; Jeffery Shepherd
- Web page: https://patentgrep.com/patent/US10373430B2

## CPC

- G07F 17/3244: {Payment aspects of a gaming system, e.g. payment schemes, setting payout ratio, bonus or consolation prizes}
- G06Q 20/10: specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q 20/3223: {Realising banking transactions through M-devices}
- G06Q 50/34: Betting or bookmaking, e.g. Internet betting
- G07F 17/3225: {Data transfer within a gaming system, e.g. data sent between gaming machines and users}
- G07F 17/3241: {Security aspects of a gaming system, e.g. detecting cheating, device integrity, surveillance (computer security G06F21/00)}
- G07F: COIN-FREED OR LIKE APPARATUS (coin sorting G07D3/00; coin testing G07D5/00; {handling coins or paper currencies apart from payment activated apparatus G07D; payment architectures, schemes or protocols G06Q20/00})
- G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR

## Abstract

The present disclosure relates generally to a system that utilizes a mobile device to facilitate the transfer of funds from a cashless wagering account to an EGM while tracking the source of such funds in association with the transfer and in association with one or more events occurring on the EGM.

## Claims

### Claim 1

A system comprising:
a processor; and
a memory device which stores a plurality of instructions, which when executed by the processor, cause the processor to:
wirelessly receive, from a mobile device:
data associated with a cashless wagering account accessed via a mobile device application of the mobile device, and
data associated with an amount of credits determined in association with the mobile device application of the mobile device, wherein the amount of credits is associated with a plurality of different funding sources,
request, from a cashless wagering server, the amount of credits from the cashless wagering account, and
responsive to an approval of the requested amount of credits from the cashless wagering server:
modify a credit balance based on the requested amount of credits,
enable a player to place a wager on a play of a game using at least one of the credits,
modify a first funding source meter associated with a first one of the plurality of different funding sources based on the placed wager, and
determine any award for the play of the game.

### Claim 2 (depends on 1)

The system of claim 1, wherein when executed by the processor responsive to an award being determined for the play of the game, the plurality of instructions cause the processor to modify a second funding source meter associated with a second funding source based on the determined award.

### Claim 3 (depends on 2)

The system of claim 2, wherein the second funding source is one of the plurality of different funding sources.

### Claim 4 (depends on 1)

The system of claim 1, wherein when executed by the processor, the plurality of instructions cause the processor to modify a second funding source meter associated with a second, different one of the plurality of different funding sources based on the placed wager.

### Claim 5 (depends on 1)

The system of claim 1, wherein when executed by the processor, the plurality of instructions cause the processor to select the first funding source meter to modify based on a predefined priority of the plurality of different funding sources to deplete.

### Claim 6 (depends on 1)

The system of claim 1, wherein the predefined priority of the plurality of different funding sources to deplete prioritizes depleting gaming establishment external funding sources over depleting gaming establishment internal funding sources.

### Claim 7 (depends on 1)

The system of claim 1, wherein when executed by the processor responsive to a cashout event, the plurality of instructions cause the processor to track any credits of the credit balance in association with any of the plurality of different funding sources.

### Claim 8 (depends on 1)

The system of claim 1, wherein a balance of the cashless wagering account is viewable via the mobile device application.

### Claim 9 (depends on 1)

The system of claim 1, wherein when executed by the processor responsive to a request to cashout the credit balance to the cashless wagering account being received, the plurality of instructions cause the processor to cause a wireless transmission to the cashless wagering server of an amount of the credit balance.

### Claim 10 (depends on 9)

The system of claim 9, wherein the request to cashout the credit balance to the cashless wagering account is associated with data wirelessly received from the mobile device.

### Claim 11 (depends on 1)

The system of claim 1, wherein the data is wirelessly communicated via a wireless protocol selected from the group consisting of: a near field communication protocol, a WiFi protocol, a Bluetooth protocol, a Bluetooth Low Energy protocol, and a mobile device network protocol.

### Claim 12 (depends on 1)

The system of claim 1, wherein when executed by the processor, the plurality of instructions cause the processor to: responsive to a physical item being received via an acceptor, modify the credit balance based, at least in part, on a monetary value associated with the received physical item.

### Claim 13

A method of operating a system, said method comprising:
wirelessly receiving, from a mobile device:
data associated with a cashless wagering account accessed via a mobile device application of the mobile device, and
data associated with an amount of credits determined in association with the mobile device application of the mobile device, wherein the amount of credits is associated with a plurality of different funding sources,
requesting, from a cashless wagering server, the amount of credits from the cashless wagering account, and
responsive to an approval of the requested amount of credits from the cashless wagering server:
modifying, by a processor, a credit balance based on the requested amount of credits,
enabling a player to place a wager on a play of a game using at least one of the credits,
modifying, by the processor, a first funding source meter associated with a first one of the plurality of different funding sources based on the placed wager, and
determining, by the processor, any award for the play of the game.

### Claim 14 (depends on 13)

The method of claim 13, further comprising, responsive to an award being determined for the play of the game, modifying, by the processor, a second funding source meter associated with a second funding source based on the determined award.

### Claim 15 (depends on 14)

The method of claim 14, wherein the second funding source is one of the plurality of different funding sources.

### Claim 16 (depends on 13)

The method of claim 13, further comprising modifying, by the processor, a second funding source meter associated with a second, different one of the plurality of different funding sources based on the placed wager.

### Claim 17 (depends on 13)

The method of claim 13, further comprising selecting, by the processor, the first funding source meter to modify based on a predefined priority of the plurality of different funding sources to deplete.

### Claim 18 (depends on 13)

The method of claim 13, wherein the predefined priority of the plurality of different funding sources to deplete prioritizes depleting gaming establishment external funding sources over depleting gaming establishment internal funding sources.

### Claim 19 (depends on 13)

The method of claim 13, further comprising, responsive to a cashout event, tracking, by the processor, any credits of the credit balance in association with any of the plurality of different funding sources.

### Claim 20 (depends on 13)

The method of claim 13, wherein a balance of the cashless wagering account is viewable via the mobile device application.

### Claim 21 (depends on 13)

The method of claim 13, further comprising, responsive to a request to cashout the credit balance to the cashless wagering account being received, causing a wireless transmission to the cashless wagering server of an amount of the credit balance.

### Claim 22 (depends on 21)

The method of claim 21, wherein the request to cashout the credit balance to the cashless wagering account is associated with data wirelessly received from the mobile device.

### Claim 23 (depends on 13)

The method of claim 13, wherein the data is wirelessly communicated via a wireless protocol selected from the group consisting of: a near field communication protocol, a WiFi protocol, a Bluetooth protocol, a Bluetooth Low Energy protocol, and a mobile device network protocol.

### Claim 24 (depends on 13)

The method of claim 13, further comprising, responsive to a physical item being received via an acceptor, modifying the credit balance based, at least in part, on a monetary value associated with the received physical item.
