# US 10,373,136 B1 · Image processing > Agents: this data is available as JSON from the patentgrep API and MCP server — see https://patentgrep.com/llms.txt - Number: US 10,373,136 B1 - Document ID: US10373136B1 - Status: Granted - Kind: B1 - Application number: 14/879,868 - Filed: 2015-10-09 - Granted: 2019-08-06 - Earliest claimed: 2007-10-23 - Assignees: United Services Automobile Association (USAA) - Applicants: United Services Automobile Associate (USAA) - Inventors: Jeff Pollack; Michael Frank Morris; Bharat Prasad; Frank Kyle Major; John Weatherman Brady; Ralph Paige Mawyer, Jr.; Clint James Reynolds; Kairav Mahesh Shah - Web page: https://patentgrep.com/patent/US10373136B1 ## CPC - G06Q 20/1085: {involving automatic teller machines [ATMs]} - G06Q 20/042: {characterized in that the payment protocol involves at least one cheque} - G06Q 20/0425: {the cheque being electronic only} - G06Q 40/02: Banking, e.g. interest calculation or account maintenance (credit or loans G06Q40/03) - H04N 1/38: Circuits or arrangements for blanking or otherwise eliminating unwanted parts of pictures (H04N1/387 takes precedence) - H04N 1/3872: {Repositioning or masking} - H04N 1/3873: {defined only by a limited number of coordinate points or parameters, e.g. corners, centre; for trimming} - G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR - H04N: PICTORIAL COMMUNICATION, e.g. TELEVISION ## Abstract An image of a check may be presented for payment in a banking system in place of the physical paper check. The check to be deposited can be collected from a depositor using a scanner. A web site, accessed through a depositor's web browser, can be used to drive the process of collecting the check, but in some contexts (e.g., in less popular computing environments, such as those that do not run the most popular operating systems), it is economically infeasible to obtain the certificates that would be used to allow a program executing in the web browser to control the scanner. Thus, a depositor can be instructed to capture and upload images of the check in the form of files, where the image files are then presented for payment through a banking system. ## Claims ### Claim 1 An image processing system comprising: a memory; a processor in communication with said memory, and configured to: provide an instruction to a depositor at a depositor-computing device to align an edge of a check along an edge of an image capture region of the depositor-computing device to define an aligned edge; receive, via a network from a depositor-computing device, a file comprising an image of the check having the aligned edge; receive, via the network from the depositor-computing device, an indication of where, in the image, an edge other than the aligned edge of the check is located, wherein the indication is a representation of manual input that is input to the depositor-computing device; and determine which portion of the image to present for processing based on the indication. ### Claim 2 (depends on 1) The system of claim 1, wherein the indication comprises where, in the image, a corner of the check is located. ### Claim 3 (depends on 1) The system of claim 1, wherein the indication indicates which part of the image comprises the check and which part comprises background. ### Claim 4 (depends on 1) The system of claim 1, wherein the indication is the representation of the manual input from a pointing device of the depositor computing device. ### Claim 5 (depends on 4) The system of claim 4, wherein the processor is configured to communicate with a network browser running on the depositor computing device; and wherein the processor is configured to download software to the depositor computing device, the software configured for execution via the network browser of the depositor computing device to configure the depositor computing device to process the manual input related to the check received from the pointing device. ### Claim 6 (depends on 5) The system of claim 5, wherein the processor, in response to receiving the file comprising the image of the check, is further configured to: send, via the network to the depositor computing device, a system image of the check for display using the depositor computing device in order for a depositor at the depositor computing device to input the manual input on the displayed system image, the system image being based on the image of the check. ### Claim 7 (depends on 6) The system of claim 6, wherein the system image comprises a copy of the image of the check. ### Claim 8 (depends on 6) The system of claim 6, wherein the system image comprises a modification of the image of the check. ### Claim 9 (depends on 6) The system of claim 6, wherein the sending of the system image to the depositor computing device causes the depositor computing device to display the system image in a new window for input of the manual input on the displayed system image. ### Claim 10 (depends on 1) The system of claim 1, wherein the processor is configured to receive a first image of a first side of the check and a second image of a second side of the check; and wherein the indication received from the depositor computing device comprises a first indication of where, in the first image, a first edge of the first side of the check is located and a second indication of where, in the second image, a second edge of the second side of said check is located. ### Claim 11 (depends on 10) The system of claim 10, wherein the first indication is indicative of a first corner the check in the first image; and wherein the second indication is indicative of a second corner the check in the second image. ### Claim 12 (depends on 1) The image processing system of claim 1, wherein the processor is further configured to perform optical character recognition on the image of the check to determine an amount written on the check and to compare the determined amount written on the check to an amount of the check entered by the depositor into the depositor-computing device. ### Claim 13 A processor-implemented check deposit method, comprising: receiving, via a network from a depositor computing device, a file comprising an image of a check, where at least one edge of the check in the image is defined by an edge of the image; receiving, via the network from the depositor computing device, an indication of where, in the image, an edge of the check other than the at least one edge is located, wherein the indication is a representation of manual input that is input to the depositor computing device; determining which portion of the image to present based on the indication; and presenting at least the portion of the image to a banking system. ### Claim 14 (depends on 13) The method of claim 13, wherein the indication is the representation of the manual input from a pointing device of the depositor computing device. ### Claim 15 (depends on 14) The method of claim 14, further comprising downloading software to the depositor computing device, the software configured for execution via a network browser of the depositor computing device to configure the depositor computing device to process the manual input related to the check received from the pointing device. ### Claim 16 (depends on 15) The method of claim 15, further comprising, in response to receiving the file comprising the image of the check, sending a system image of the check for display using the depositor computing device in order for a depositor at the depositor computing device to input the manual input on the displayed system image, the system image being based on the image of the check. ### Claim 17 (depends on 16) The method of claim 16, wherein sending of the system image to the depositor computing device causes the depositor computing device to display the system image in a new window for input of the manual input on the displayed system image. ### Claim 18 (depends on 13) The method of claim 13, wherein receiving a file comprises receiving a first image of a first side of the check and a second image of a second side of the check; and wherein the indication received from the depositor computing device comprises a first indication of where, in the first image, a first edge of the first side of the check is located and a second indication of where, in the second image, a second edge of the second side of said check is located. ### Claim 19 (depends on 13) The method of claim 13, further comprising, prior to presenting the at least the portion of the image to the banking system, performing optical character recognition on the image of the check to determine an amount written on the check and to comparing the determined amount written on the check to an amount of the check entered by the depositor into the depositor computing device. ### Claim 20 A computer-readable storage medium comprising computer-readable instructions configured for execution using a network browser running on a depositor-controlled computing device, the instructions configured, upon execution to: instruct a depositor at a depositor-controlled computing device to align an edge of a check along an edge of an image capture region of the depositor-controlled computing device to define an aligned edge; enable the depositor on a depositor-controlled computing device to input an indication of an edge other than the aligned edge of the check in a digital image of the check, wherein the indication is a representation of manual input that is input to the depositor-controlled computing device; receive input of the indication of the edge of the check in the digital image of the check from the depositor of the depositor-controlled computing device; and send, via a network, the digital image of the check having the aligned edge and the indication of the edge other than the aligned edge.