# US 10,319,008 B1 · Systems and methods for purchase device

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- Number: US 10,319,008 B1
- Document ID: US10319008B1
- Status: Granted
- Kind: B1
- Application number: 16/103,367
- Filed: 2018-08-14
- Granted: 2019-06-11
- Earliest claimed: 2018-08-14
- Assignees: Capital One Services, LLC
- Applicants: Capital One Services, LLC
- Inventors: Adam Koeppel; Robert Perry
- Web page: https://patentgrep.com/patent/US10319008B1

## CPC

- G06Q 30/06: Buying, selling or leasing transactions
- G06Q 20/12: specially adapted for electronic shopping systems
- G06Q 20/20: Point-of-sale [POS] network systems
- G06Q 20/389: {Keeping log of transactions for guaranteeing non-repudiation of a transaction}
- G06Q 20/405: {Establishing or using transaction specific rules}
- G06Q: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR

## Abstract

Systems and methods for in-store purchases are provided. An exemplary method may include receiving by a customer device associated with a customer, customer data including customer preference data. The method may include storing the received customer data and identifying a merchant at a location of the customer. The method may also include determining a customer order for the identified merchant based on the customer preference data. Further, the method may include transmitting a notification to a merchant device associated with the identified merchant, the notification including the determined customer order.

## Claims

### Claim 1

A system for providing in-store purchases, comprising:
a key fob, wherein the key fob comprises:
a memory device storing software instructions, and
one or more processors configured to execute the software instructions to:
receive, from a device associated with a customer through a wireless network, customer data of the customer, the customer data comprising customer preference data;
store the received customer data within the memory of the key fob;
identify a merchant at a location of the customer based on a communication between the key fob and a merchant device associated with the identified merchant;
determine a customer order for the identified merchant based on the customer preference data; and
transmit a notification to the merchant device associated with the identified merchant, the notification including the determined customer order.

### Claim 2 (depends on 1)

The system of claim 1, wherein the customer preference data identifies categories of merchants.

### Claim 3 (depends on 1)

The system of claim 1, wherein the customer preference data identifies a specific merchant.

### Claim 4 (depends on 1)

The system of claim 1, wherein the customer preference data includes an order to purchase a good or service from the identified merchant.

### Claim 5 (depends on 1)

The system of claim 1, the key fob further includes a Bluetooth module; wherein the key fob identifies the merchant by communicating through the Bluetooth module with the merchant device.

### Claim 6 (depends on 1)

The system of claim 1, wherein the one or more processors of the key fob executes software instructions to transmit the notification to the merchant device upon communicating with the merchant device.

### Claim 7 (depends on 1)

The system of claim 1, wherein the memory device is a dedicated hardware device.

### Claim 8 (depends on 1)

The system of claim 1, wherein the device associated with the customer is a smart phone.

### Claim 9 (depends on 1)

The system of claim 1, wherein the one or more processors are further configured to execute software instructions to: transmit a notification to a financial service provider device, the notification including instructions to purchase the order.

### Claim 10

A method for providing in-store purchases, comprising:
receiving, with a key fob, customer data of a customer from a device associated with the customer through a wireless network, the customer data comprising customer preference data;
storing the received customer data within a memory of the key fob;
identifying, by the key fob, a merchant at a location of the customer based on a communication between the key fob and a merchant device associated with the identified merchant;
determining, by the key fob, a customer order for the identified merchant based on the customer preference data; and
transmitting, by the key fob, a notification to the merchant device associated with the identified merchant, the notification including the determined customer order.

### Claim 11 (depends on 10)

The method of claim 10, wherein the customer preference data identifies categories merchants.

### Claim 12 (depends on 10)

The system of claim 10, wherein the customer preference data identifies a specific merchant.

### Claim 13 (depends on 10)

The method of claim 10, wherein the customer preference data includes an order to purchase a good or service from the identified merchant.

### Claim 14 (depends on 10)

The method of claim 10, wherein the key fob identifies the merchant by communicating through a Bluetooth module with the merchant device.

### Claim 15 (depends on 10)

The method of claim 10, wherein the key fob executes software instructions to transmit the notification to the merchant device upon communicating with the merchant device.

### Claim 16 (depends on 10)

The method of claim 10, wherein the key fob is a dedicated hardware device.

### Claim 17 (depends on 10)

The method of claim 10, wherein the another device associated with the customer is a smart phone.

### Claim 18 (depends on 10)

The method of claim 10, further comprising:
transmitting a notification to a financial service provider device, the notification including instructions to purchase the order.