# US 10,311,350 B2 · Transaction card having internal magnetic stripe

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- Number: US 10,311,350 B2
- Document ID: US10311350B2
- Status: Granted
- Kind: B2
- Application number: 16/177,763
- Filed: 2018-11-01
- Published: 2019-03-07
- Granted: 2019-06-04
- Earliest claimed: 2016-09-08
- Assignees: Capital One Services, LLC
- Applicants: Capital One Services, LLC.
- Inventors: Om J Suthar
- Web page: https://patentgrep.com/patent/US10311350B2

## CPC

- G06K 19/06196: {Constructional details}
- B29C 45/14: incorporating preformed parts or layers, e.g. injection moulding around inserts or for coating articles {(B29C45/1671 takes precedence)}
- G06K 19/06187: {with magnetically detectable marking}
- G06K 19/07: with integrated circuit chips
- G06K 19/077: Constructional details, e.g. mounting of circuits in the carrier
- G06K: GRAPHICAL DATA READING (image or video recognition or understanding G06V); PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- B29C: SHAPING OR JOINING OF PLASTICS; SHAPING OF MATERIAL IN A PLASTIC STATE, NOT OTHERWISE PROVIDED FOR; AFTER-TREATMENT OF THE SHAPED PRODUCTS, e.g. REPAIRING (making preforms B29B11/00; making laminated products by combining previously unconnected layers which become one product whose layers will remain together B32B37/00 - B32B41/00)

## Abstract

A transaction card is provided. The transaction card includes a card frame having a card inlay and a card housing. The transaction card also includes a magnetic stripe disposed inside the card frame between the card inlay and the card housing.

## Claims

### Claim 1

A transaction card, comprising:
a card frame having a lower card component and an upper card component;
a magnetic stripe disposed inside the card frame; and
a stripe indicator located on an exterior surface of the card frame, wherein:
the upper card component is configured to rest on a rim of the lower card component.

### Claim 2 (depends on 1)

The transaction card of claim 1, wherein the lower card component and the upper card component are removably secured to each other to form the card frame.

### Claim 3 (depends on 1)

The transaction card of claim 1, wherein the lower card component is removably secured to the upper card component by at least one of a pressure fit or an interference fit.

### Claim 4 (depends on 1)

The transaction card of claim 1, wherein the lower card component is removably secured to the upper card component by at least one of a hinged attachment or a sliding attachment.

### Claim 5 (depends on 1)

The transaction card of claim 1, wherein a pocket is formed in the lower card component, and the magnetic stripe is disposed inside the pocket.

### Claim 6 (depends on 1)

The transaction card of claim 1, wherein a pocket is formed in the upper card component, and the magnetic stripe is disposed inside the pocket.

### Claim 7 (depends on 1)

The transaction card of claim 1, wherein:
a first portion of a pocket is formed in the lower card component;
a second portion of the pocket is formed in the upper card component; and
the magnetic stripe is disposed inside the pocket.

### Claim 8 (depends on 7)

The transaction card of claim 7, wherein the magnetic stripe is attached, by an adhesive layer, to at least one of the first portion or the second portion of the pocket.

### Claim 9 (depends on 1)

The transaction card of claim 1, wherein:
a pocket is formed in at least one of the upper card component and the lower card component; and
the magnetic stripe occupies the entire space of the pocket such that the magnetic stripe is constrained in at least a thickness direction by the upper card component and the lower card component.

### Claim 10 (depends on 1)

The transaction card of claim 1, wherein the magnetic stripe is at a distance of 100-190 microns from the exterior surface of the card frame.

### Claim 11

A method of manufacturing a transaction card, comprising:
forming a card frame, the card frame comprising a lower card component and an upper card component, wherein:
the upper card component is configured to rest on a rim of the lower card component; and
forming the card frame comprises:
disposing a magnetic stripe inside the card frame; and
forming a stripe indicator on an exterior surface of the card frame.

### Claim 12 (depends on 11)

The method of claim 11, wherein forming the card frame further comprises removably securing the lower card component and the upper card component to each other.

### Claim 13 (depends on 11)

The method of claim 11, wherein forming the card frame further comprises removably securing, by at least one of a pressure fit or an interference fit, the lower card component and the upper card component to each other.

### Claim 14 (depends on 11)

The method of claim 11, wherein forming the card frame further comprises removably securing, by at least one of a hinged attachment or a sliding attachment, the lower card component and the upper card component to each other.

### Claim 15 (depends on 11)

The method of claim 11, wherein forming the card frame further comprises:
forming a pocket in the lower card component; and
disposing the magnetic stripe inside the pocket.

### Claim 16 (depends on 11)

The method of claim 11, wherein forming the card frame further comprises:
forming a pocket in the upper card component; and
disposing the magnetic stripe inside the pocket.

### Claim 17 (depends on 11)

The method of claim 11, wherein forming the card frame further comprises:
forming a first portion of a pocket in the lower card component;
forming a second portion of the pocket in the upper card component; and
disposing the magnetic stripe inside the pocket.

### Claim 18 (depends on 17)

The method of claim 17, wherein forming the card frame further comprises attaching the magnetic stripe, by an adhesive layer, to at least one of the first portion or the second portion of the pocket.

### Claim 19 (depends on 11)

The method of claim 11, wherein:
forming the card frame further comprises forming a pocket in at least one of the upper card component and the lower card component; and
the magnetic stripe occupies the entire space of the pocket such that the magnetic stripe is constrained in at least a thickness direction by the upper card component and the lower card component.

### Claim 20 (depends on 11)

The method of claim 11, wherein forming the card frame further comprises disposing the magnetic stripe at a distance of 100-190 microns from the exterior surface of the card frame.
