Mobile device communication access and hands-free device activation

An apparatus comprising:

• a processor;
• and
• memory storing computer-readable instructions that, when executed by the processor, cause the apparatus to:
• receive an incoming telephonic event analysis application activation command from an on-board computer of a vehicle associated with a driver;
• activate an incoming telephonic event analysis application responsive to the incoming telephonic event analysis application activation command;
• pair with a hands-free device;
• receive an incoming telephonic event;
• based on the received incoming telephonic event, transmit a data transmittal control command to a telematics device associated with the vehicle;
• receive a calculated driver risk score and a calculated road risk score from an incoming telephonic event analysis system;
• based on the calculated driver risk score and the calculated road risk score, activate the hands-free device;
• and
• transmit the incoming telephonic event to the activated hands-free device.

One or more non-transitory computer-readable media storing instructions that, when executed by a computing device, cause the computing device to:

• receive an incoming telephonic event analysis application activation command from an on-board computer of a vehicle, wherein the vehicle is associated with a driver;
• activate an incoming telephonic event analysis application responsive to the incoming telephonic event analysis application activation command;
• pair with a hands-free device;
• receive an incoming telephonic event;
• based on the received incoming telephonic event, transmit a data transmittal control command to a telematics device associated with the vehicle;
• receive a calculated driver risk score and a calculated road risk score from an incoming telephonic event analysis system;
• based on the calculated driver risk score and the calculated road risk score, activate the hands-free device;
• and
• transmit the incoming telephonic event to the activated hands-free device.