Message driven data updates

An apparatus, comprising:

• at least one processor;
• and
• a non-transitory computer readable medium in communication with the at least one processor, the non-transitory computer readable medium having stored thereon computer software comprising a set of instructions that, when executed by the at least one processor, causes the apparatus to perform one or more functions, the set of instructions comprising:
• instructions for generating one or more short message service (“SMS”) messages containing data updates, the one or more SMS messages each having a format that triggers a data update analyzer in a user device to intercept the one or more SMS messages and to divert the one or more SMS messages from a queue of regular SMS messages for display to a user;
• and
• instructions for sending the one or more SMS messages containing the data updates to the user devices over a communications network;
• wherein the format that triggers the data update analyzer in the user device to intercept the one or more SMS message comprises a first predetermined number of bits indicating a start of a message, a second predetermined number of bits indicating whether the SMS message is encrypted, a third predetermined number of bits indicating whether the user is a registered user, fourth and fifth predetermined numbers of bits indicating a template of the SMS message, a sixth predetermined number of bits containing the data updates, seventh and eighth predetermined numbers of bits indicating bits that are reserved for future processing, ninth and tenth predetermined numbers of bits indicating whether the data updates are being sent over multiple SMS messages, eleventh and twelfth predetermined numbers of bits indicating whether the data updates are current data or archived data, and a thirteenth predetermined number of bits indicating an end of the message.

A method, comprising:

• generating, with a first computer, data updates in a linear messaging format, the linear messaging format having a format that triggers a data update analyzer in a user device to intercept the data updates, and to update one or more applications on the user device with the data updates;
• and
• sending, with the first computer, the data updates in the linear messaging format to the user device over a linear messaging communications network;
• wherein the format that triggers the data update analyzer in the user device to intercept the data updates comprises a first predetermined number of bits indicating a start of a message, a second predetermined number of bits indicating whether the data updates are encrypted, a third predetermined number of bits indicating whether a user associated with the user device is a registered user, fourth and fifth predetermined numbers of bits indicating a template of the data updates, a sixth predetermined number of bits containing the data updates, seventh and eighth predetermined numbers of bits indicating bits that are reserved for future processing, ninth and tenth predetermined numbers of bits indicating whether the data updates are being sent over multiple sets of data updates, eleventh and twelfth predetermined numbers of bits indicating whether the data updates are current data or archived data, and a thirteenth predetermined number of bits indicating an end of the message.