Access controls for transfer transactions

A non-transitory computer-readable storage medium, the computer-readable storage medium including instructions that when executed by a computer, cause the computer to perform operations of:

• storing, in a database, identification data associated with a one-time account for a designated recipient of the one-time account and an amount of funds in the one-time account, the one-time account being different from a main account of the designated recipient and different from a main account of a customer establishing the one-time account, the identification data including a particular social media entry for the designated recipient;
• receiving authentication data from a transaction machine, the authentication data containing information pertaining to a user of the transaction machine, the authentication data including a selection of a social media entry from a group of social media entries;
• determining that the user corresponds to the designated recipient using the received authentication data and the stored identification data, the determining comprising determining that the selected social media entry matches the particular social media entry;
• based on the determination that the user corresponds to the designated recipient, presenting one or more available transactions for the funds in the one-time account;
• receiving a selection of a transaction from the one or more available transactions;
• and
• executing the selected transaction and closing the one-time account after executing the requested transaction.

A system comprising:

• a processor;
• and
• a memory storing instructions that, when executed by the processor, configure the processor to:
• store, in a database, identification data associated with a one-time account for a designated recipient of the one-time account and an amount of funds in the one-time account, the one-time account being different from a main account of the designated recipient and different from a main account of a customer establishing the one-time account, the identification data including a particular social media entry for the designated recipient;
• receive authentication data from a transaction machine, the authentication data containing information pertaining to a user of the transaction machine, the authentication data including a selection of a social media entry from a group of social media entries;
• determine that the user corresponds to the designated recipient using the received authentication data and the stored identification data, the determining comprising determining that the selected social media entry matches the particular social media entry;
• based on the determination that the user corresponds to the designated recipient, present one or more available transactions for the funds in the one-time account;
• receive a selection of a transaction from the one or more available transactions;
• and
• execute the selected transaction and closing the one-time account after executing the requested transaction.