Setting an authorization level at enrollment
AssigneeWells Fargo Bank, N.A.
InventorsAdam Evans Vancini, Christopher Phillip Clausen, Darrell L. Suen
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Abstract
Systems, methods, and other embodiments associated with setting an authorization level at enrollment. According to one embodiment, a method includes a accessing an interface on a device. Initiation information for a user of the device is provided to an authorizer. The authorizer is associated with a class. Verification data is received from the authorizer. An enrollment token is then generated based on the verification data. The enrollment token includes an authorization level that defines security parameters for the device.
Claims19
A method, comprising:
- accessing an interface on a device;
- providing initiation information for a user of the device to an authorizer, wherein the authorizer is associated with a class that is defined by an ability of the authorizer to verify the identity of the user, wherein a first authorizer having a higher class has a higher probability of accurately verifying the identity of the user than a second authorizer having a lower class, and wherein classes correspond to different levels of authorization or access via the virtual channel that the user employs;
- receiving verification data from the authorizer;
- and
- generating an enrollment token based on the verification data, the enrollment token having an authorization level, wherein the authorization level defines security parameters for the device and wherein the authorization level is further based at least in part, on (i) the initiation information and (ii) the class of the authorizer, the class correlates with the ability of the authorizer to authenticate the user,
- wherein the authorization level is selected from a plurality of authorization levels.
A non-transitory computer-readable medium storing computer-executable instructions that when executed by a computer cause the computer to perform a method, the method comprising:
- receiving, at an authorizer, initiation information from a user using an interface on a device;
- selecting an authorization level from a plurality of authorization levels based, at least in part on a class assigned to the authorizer, wherein the class is assigned to the authorizer based at least in part, on the ability of the authorizer to verify the user;
- and
- providing the authorization level to the device, wherein the authorization level defines security parameters for the user of the device.
A system, comprising:
- an interface configured to provide initiation information for a user of the device to an authorizer, wherein a class is assigned to an authorizer based, at least in part, on the ability of the authorizer to verify the user;
- and
- a token generator logic configured to:
- (i) receive verification data from the authorizer;
- (ii) select an authorization level from a plurality of authorization levels based on the verification data and based, at least in part, on the class of the authorizer, wherein the authorization level defines security parameters for the device, wherein a first authorizer having a higher class has a higher probability of accurately verifying the identity of a user than a second authorizer having a lower class, and wherein classes correspond to different levels of authorization or access via the virtual channel that the user employs;
- (iii) generate an enrollment token having the selected authorization level;
- and
- (iv) provide the enrollment token to the device.
Dependencies are inferred from the claim text.