Systems and methods for operating drones in response to an incident

A response drone for detecting incidents within a coverage area including a plurality of zones, the response drone comprising a processor, a memory in communication with the processor, and a sensor, wherein the processor is programmed to:

• detect a triggering activity associated with a first zone of the plurality of zones;
• determine a navigation path to the first zone;
• travel to the first zone based upon the determined navigation path;
• collect sensor data using the sensor at the first zone;
• detect items located within the first zone and associate each of the detected items with an identifier and a location within the first zone;
• compare the detected items to a virtual inventory stored in the memory of items within the first zone;
• identify a difference between the detected items and the stored items of the virtual inventory;
• tag a point of interest within the first zone based upon a stored location of the difference by associating an identifier and a location with the point of interest and storing the identifier and the location within the memory;
• trigger an insurance event based upon the tagged point of interest;
• and
• transmit an alert to a user computing device associated with a user to notify the user of the triggered insurance event, wherein the alert includes the collected sensor data with the tagged point of interest.