# US 10,122,719 B1 · Wearable device-based user authentication

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- Number: US 10,122,719 B1
- Document ID: US10122719B1
- Status: Granted
- Kind: B1
- Application number: 14/985,724
- Filed: 2015-12-31
- Granted: 2018-11-06
- Earliest claimed: 2015-12-31
- Assignees: Wells Fargo Bank, N.A.
- Applicants: Wells Fargo Bank, N.A.
- Inventors: Dominik Vltavsky; Miranda C. Hill; Gary Brewer; Markell J Dvorak
- Web page: https://patentgrep.com/patent/US10122719B1

## CPC

- H04L 63/08: {for authentication of entities (cryptographic mechanisms or cryptographic arrangements for entity authentication H04L9/32)}
- H04L 63/083: {using passwords (cryptographic mechanisms or cryptographic arrangements for entity authentication using a predetermined code H04L9/3226)}
- H04L 63/10: {for controlling access to devices or network resources}
- H04W 12/06: Authentication
- H04W 12/33: using wearable devices, e.g. using a smartwatch or smart-glasses
- H04L 2463/082: applying multi-factor authentication
- H04L: TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION (arrangements common to telegraphic and telephonic communication H04M)
- H04W: WIRELESS COMMUNICATION NETWORKS (broadcast communication H04H; communication systems using wireless links for non-selective communication, e.g. wireless extensions H04M1/72)

## Abstract

Various systems and methods for authenticating a user are described herein. A system comprises a processor subsystem; and a memory including instructions, which when executed by the processor subsystem, cause the processor subsystem to: receive at a server from a first user device, a first authentication token; receive at the server from a second user device, a second authentication token; authenticate the user based on the first and second authentication tokens; and establish a communication session from the server to the first user device when the user is authenticated.

## Claims

### Claim 1

A system for authenticating a user, the system comprising
a processor subsystem; and
a memory including instructions, which when executed by the processor subsystem, cause the processor subsystem to:
receive at a server from a first user device, a first authentication token;
receive at the server from a second user device, a second authentication token, the second authentication token being different than the first authentication token;
authenticate, at the server, the user based on the first and second authentication tokens; and
establish a communication session from the server to the first user device when the user is authenticated based on the received first and second authentication tokens, wherein the communication session comprises a phone call between the user and a customer service representative.

### Claim 2 (depends on 1)

The system of claim 1, wherein the first authentication token comprises a possession-factor token indicating that the user is in possession of the first user device.

### Claim 3 (depends on 1)

The system of claim 1, wherein the first authentication token comprises a knowledge-factor token indicating that the user provided a correct knowledge-based authentication factor to the first user device.

### Claim 4 (depends on 1)

The system of claim 1, wherein the first authentication token comprises an inherent-factor token indicating that the user provided a correct inherent-based authentication factor to the first user device.

### Claim 5 (depends on 1)

The system of claim 1, wherein the second authentication token comprises a possession-factor token indicating that the user is in possession of the second user device.

### Claim 6 (depends on 1)

The system of claim 1, wherein the second authentication token comprises a knowledge-factor token indicating that the user provided a correct knowledge-based authentication factor to the second user device.

### Claim 7 (depends on 1)

The system of claim 1, wherein the second authentication token comprises an inherent-factor token indicating that the user provided a correct inherent-based authentication factor to the first second device.

### Claim 8 (depends on 1)

The system of claim 1, wherein the first and second user devices are paired.

### Claim 9 (depends on 1)

The system of claim 1, wherein the instructions to receive the second authentication token comprise instructions to:
receive the second authentication token via the first user device.

### Claim 10 (depends on 1)

The system of claim 1, wherein the second user device comprises a wearable device.

### Claim 11

A method of authenticating a user, the method comprising:
receiving at a server from a first user device, a first authentication token;
receiving at the server from a second user device, a second authentication token, the second authentication token being different than the first authentication token;
authenticating, at the server, the user based on the first and second authentication tokens; and
establishing a communication session from the server to the first user device when the user is authenticated based on the received first and second authentication tokens, wherein the communication session comprises a phone call between the user and a customer service representative.

### Claim 12 (depends on 11)

The method of claim 11, wherein the first authentication token comprises a possession-factor token indicating that the user is in possession of the first user device.

### Claim 13 (depends on 11)

The method of claim 11, wherein the first authentication token comprises a knowledge-factor token indicating that the user provided a correct knowledge-based authentication factor to the first user device.

### Claim 14 (depends on 11)

The method of claim 11, wherein the first authentication token comprises an inherent-factor token indicating that the user provided a correct inherent-based authentication factor to the first user device.

### Claim 15 (depends on 11)

The method of claim 11, wherein the second authentication token comprises a possession-factor token indicating that the user is in possession of the second user device.

### Claim 16 (depends on 11)

The method of claim 11, wherein the second authentication token comprises a knowledge-factor token indicating that the user provided a correct knowledge-based authentication factor to the second user device.

### Claim 17 (depends on 11)

The method of claim 11, wherein the second authentication token comprises an inherent-factor token indicating that the user provided a correct inherent-based authentication factor to the first second device.

### Claim 18 (depends on 11)

The method of claim 11, wherein the first and second user devices are paired.

### Claim 19 (depends on 11)

The method of claim 11, wherein receiving the second authentication token comprises:
receiving the second authentication token via the first user device.

### Claim 20 (depends on 11)

The method of claim 11, wherein the second user device comprises a wearable device.

### Claim 21

A non-transitory machine-readable medium comprising instructions, which when executed by a machine, cause the machine to:
receive at the machine from a first user device, a first authentication token;
receive at the machine from a second user device, a second authentication token, the second authentication token being different than the first authentication token;
authenticate, at the server, the user based on the first and second authentication tokens; and
establish a communication session from the machine to the first user device when the user is authenticated based on the received first and second authentication tokens, wherein the communication session comprises a phone call between the user and a customer service representative.
