Systems and methods for automatically mitigating risk of property damage

A system for limiting damage to a property populated with a plurality of devices on the property, each of the plurality of devices configured to monitor various conditions associated with the property, the system comprising:

• a communication module adapted to communicate data;
• a memory adapted to store non-transitory computer executable instructions;
• and
• one or more processors adapted to interface with the communication module, wherein the one or more processors are configured to execute the non-transitory computer executable instructions to cause the one or more processors to:
• receive, via the communication module, sensor data from a first at least one of the plurality of devices, the sensor data indicative of at least one potential change in at least one of the various conditions associated with the property;
• detect, by the one or more processors, a potential insurance-related event associated with the property through analyzing the sensor data, wherein the potential insurance-related event is a device that is about to fail;
• determine, by the one or more processors, a corrective action to be performed by a second at least one of the plurality of devices to mitigate or prevent damage associated with the potential insurance-related event, wherein the corrective action is de-energizing the device that is about to fail;
• and
• de-energize the device that is about to fail by transmitting, from the smart home controller to the second at least one of the plurality of devices via the first communication network, a command that is executed by the second at least one of the plurality of devices and causes the second at least one of the plurality of devices to perform the corrective action such that the damage associated with the potential insurance-related event is mitigated or prevented.

A non-transitory computer-readable storage medium storing processor-executable instructions, that when executed cause one or more processors to:

• receive, at a smart home controller via a communication network, sensor data from at least one of a plurality of devices, the sensor data indicative of at least one potential change in at least one of the various conditions associated with a property;
• detect, by the one or more processors of the smart home controller, a potential insurance-related event associated with the property through analyzing the sensor data, wherein the potential insurance-related event is a device that is about to fail;
• determine, by the one or more processors, a corrective action to take to mitigate or prevent damage associated with the potential insurance-related event, wherein the corrective action is de-energizing the device that is about to fail;
• and
• de-energize the device that is about to fail by transmitting an a command from the smart home controller to a second at least one of the plurality of devices that is executed by a second at least one of the plurality of devices and causes the corrective action to be performed such that the damage associated with the potential insurance-related event is mitigated or prevented.