Network based resource management and allocation
AssigneeUnited Services Automobile Association (USAA)
InventorsWayne Hartman, Nathan Mahoney, Hoang Trung Vo, Joshua Samuel Leonard, Michal Leighton Van Cleave, Jeffrey Young, Luke James Gradeless, Brandon K. Esplin
Life of this patent
Estimating the term…
Abstract
An electronic system provides various features and functionality for managing resources. An alert may be sent when a mobile device crosses a geo-fence. The alert may describe how much of the resource is available for the types of transaction that are likely to occur within the geo-fence. The alert may request or confirm the allocation of the transaction to a resource pool or suggest alternative transactions.
Claims20
A device comprising:
- a processor;
- and
- a memory coupled with the processor, the memory having stored thereon executable instructions that when executed by the processor cause the processor to effectuate operations comprising:
- receiving information associated with an action of a mobile device;
- responsive to receiving the information associated with the action of the mobile device, determining an anticipated transaction associated with a user profile;
- ascribing the anticipated transaction to a first allocation of a plurality of allocations of a resource;
- and
- determining a projected remaining balance of the first allocation of the resource based on if the anticipated transaction occurs.
A method comprising:
- receiving information associated with an action of a mobile device;
- responsive to receiving the information associated with the action of the mobile device, determining an anticipated transaction associated with a user profile;
- ascribing the anticipated transaction to a first allocation of a plurality of allocations of a resource;
- and
- determining a projected remaining balance of the first allocation of the resource based on if the anticipated transaction occurs.
A computer readable storage medium comprising computer executable instructions that when executed by a computing device cause said computing device to effectuate operations comprising:
- receiving information associated with an action of a mobile device;
- responsive to receiving the information associated with the action of the mobile device, determining an anticipated transaction associated with a user profile;
- ascribing the anticipated transaction to a first allocation of a plurality of allocations of a resource;
- and
- determining a projected remaining balance of the first allocation of the resource based on if the anticipated transaction occurs.
Dependencies are inferred from the claim text.