Multiple product quoting
AssigneeProgressive Casualty Insurance Company
InventorsWilliam L. Clawson, II, Brian J. Surtz, Jennifer N. Burk
Life of this patent
Estimating the term…
Abstract
A multiproduct quoting system facilitates the purchase of multiple insurance products from two or more insurance underwriters as a bundled insurance package. A multiproduct server renders consolidated views of the multiple insurance products or combined rates of the multiple insurance products based on a plurality of insurance scores. A payment server coupled to the multiproduct server renders individualized payment plans for each of the multiple insurance products. An insurance policy module in communication with the multiproduct server renders an integrated insurance document that reflects a user's selected insurance policy parameters.
Claims22
A multiproduct quoting system comprising:
- an insurance server configured to quote and facilitate a purchase of multiple insurance products from two or more insurance underwriters as a bundled insurance package;
- the insurance server configured to render on an electronic display consolidated views of the multiple insurance products or combined insurance rates of the multiple insurance products;
- an insurance policy module coupled to the multiproduct server that renders on the electronic display an integrated insurance document that reflects selected insurance policy parameters;
- a transmitter coupled to the insurance server configured to transmit a modified hyperlink element that comprises one or more identifiers that identifies a user's identity and identifiers to the multiple insurance products;
- and
- the modified hyperlink element when activated connects the user to the insurance server, validates the user, and automates the user's logon process.
A multiproduct quoting process comprising:
- generating a bundled insurance package comprising quotes for the multiple insurance products from two or more insurance underwriters;
- rendering, on an electronic display, consolidated views of the multiple insurance products or combined insurance rates of the multiple insurance products;
- rendering, on the electronic display, an integrated insurance document that reflects selected insurance policy parameters;
- and
- transmitting a modified hyperlink element that comprises one or more identifiers that identify a user's identity and multiple insurance products;
- where the modified hyperlink element when activated connects a user to the insurance server, validates the user, and automates a user's logon process.
A non-transitory machine-readable medium encoded with machine-executable instructions, where execution of the machine-executable instructions:
- generates a bundled insurance package comprising quotes for the multiple insurance products from two or more insurance underwriters;
- renders on an electronic display consolidated views of the multiple insurance products or combined insurance rates of the multiple insurance products;
- renders on the electronic display an integrated insurance document that reflects selected insurance policy parameters;
- and
- transmits a modified hyperlink element that comprises one or more identifiers that identify a user's identity and the multiple insurance products;
- where the modified hyperlink element when activated connects a user to the insurance server, validates the user, and automates the user's logon process.
Dependencies are inferred from the claim text.