Methods and systems for processing electronic disbursements

A computer-implemented method for processing an electronic disbursement by a disbursement module (DM) computer device, wherein the DM computer device includes a memory device and a processor, said method comprising:

• registering a payor with a disbursement service provided by the DM computer device using payor registration data received from a payor computer device associated with the payor;
• uploading computer code to the payor computer device, the computer code, when executed by the payor computer device, configured to display a graphical control element on an internal website displayed on the payor computer device, wherein the graphical control element includes a disbursement command button;
• receiving a disbursement request command from the payor computer device generated by selection of the disbursement command button at the payor computer device, wherein the disbursement request command instructs a disbursement notification message to be sent from the DM computer device to the payee, wherein the disbursement request command includes payee contact information, payee verification data, and a disbursement amount to be paid to the payee, and wherein the payee verification data includes a payee identifier;
• generating the disbursement notification message including the payee identifier and a payor link configured to direct the payee to a payor website when selected by the payee, the payor website configured to receive disbursement request messages from one or more payees;
• automatically transmitting the disbursement notification message to a payee computer device associated with the payee;
• registering, via an electronic wallet application associated with the DM computer device, the payee in response to selection by the payee of an payor electronic wallet application link displayed on the payor website, by receiving, from the payee, an identification of at least one bank account associated with the payee for receiving the disbursement;
• receiving a disbursement request message from the payee requesting that the disbursement be made to the payee, wherein the disbursement request message includes a candidate payee identifier;
• matching the candidate payee identifier to the payee identifier received with the payee verification data to verify the payee;
• and
• electronically transferring, in response to the registration and the matching, funds from a bank account associated with the payor to the bank account associated with the payee.

One or more non-transitory computer-readable storage media having computer-executable instructions embodied thereon for processing an electronic disbursement by a disbursement module (DM) computer device, wherein the DM computer device includes a memory device and a processor, wherein when executed by said processor, said computer-executable instructions cause the processor to:

• register a payor with a disbursement service provided by said DM computer device using payor registration data received from a payor computer device associated with the payor;
• upload computer code to the payor computer device, the computer code, when executed by the payor computer device, configured to display a graphical control element on an internal website displayed on the payor computer device, wherein the graphical control element includes a disbursement command button;
• receive a disbursement request command from the payor computer device generated by selection of the disbursement command button at the payor computer device, wherein the disbursement request command instructs a disbursement notification message to be sent from the DM computer device to a payee, the disbursement request command including payee contact information, payee verification data, and a disbursement amount to be paid to the payee, and wherein the payee verification data includes a payee identifier;
• generate the disbursement notification message including the payee identifier and a payor link configured to direct the payee to a payor website when selected by the payee, the payor website configured to receive disbursement request messages from one or more payees;
• automatically transmit the disbursement notification message to a payee computer device associated with the payee;
• register, via an electronic wallet application associated with the DM computer device, the payee in response to selection by the payee of an electronic wallet application link displayed on the payor website, by receiving, from the payee computer device, an identification of at least one bank account associated with the payee for receiving the disbursement;
• receive a disbursement request message from the payee requesting that the disbursement be made to the payee, the disbursement request message including a candidate payee identifier;
• verify the payee by matching the candidate payee identifier to the payee identifier received with the payee verification data;
• and
• electronically transfer, in response to the registration and the verification, funds from a bank account associated with the payor to the bank account associated with the payee.