System and method for payment platform self-certification for processing financial transactions with payment networks

A method, comprising:

• sending a test transaction to an acquirer processor system;
• receiving a request identifier from the acquirer processor system in response to sending the test transaction;
• and
• sending the request identifier and a test identifier associated with the test transaction to an analytics system in communication with the acquirer processor system and configured to
• receive the request identifier and the test identifier,
• retrieve transaction data associated with the test transaction from the acquirer processor system based at least in part on the request identifier,
• determine at least one expected value for the transaction data based on the test identifier,
• compare at least a portion of the retrieved transaction data with the at least one expected value,
• determine a certification test result based at least in part on the compare operation;
• and
• if the certification test result includes an indication of a pass,
• generate a license key, and
• send the generated license key to a payment platform to gain access to a production acquirer processor system of the acquirer processor system, the production acquirer processor system being configured to process actual financial transactions.

A computer-implemented financial transaction certification method, comprising:

• selecting a test identifier associated with a certification test;
• generating a test transaction in accordance with the certification test associated with the test identifier;
• sending the test transaction from a payment platform under test to an acquirer processor certification and analytics system;
• receiving a request identifier from the acquirer processor certification and analytics system in response to the sending of the test transaction;
• sending the request identifier and the test identifier to the acquirer processor certification and analytics system for certification;
• and
• receiving a license key from the acquirer processor certification and analytics system to gain access to a production acquirer processor system, the production acquirer processor system being configured to process actual financial transactions, wherein the acquirer processor certification and analytics system generates the license key by
• retrieving transaction data associated with the test transaction based at least in part on the request identifier,
• determining at least one expected value for the transaction data based on the test identifier,
• comparing at least a portion of the retrieved transaction data with the at least one expected value,
• determining a certification test result based at least in part on the compare operation, and
• if the certification test result includes an indication of a pass, generating the license key to be sent to the payment platform.